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Best Health Insurance in Panama

50 plans ranked and reviewed · Updated April 2026

Healthcare System Overview

Public social insurance (CSS) with private insurance for private hospital access, popular among expats.

ASSA Panama Plan Basic

ASSA Panama

basic

Entry LevelAffordable

★★★☆☆3.5(400 reviews)

Monthly Premium

USD 100 – 400

Deductible

USD 50

✓Basic hospitalization and emergency
✓Digital claims portal
✓No waiting period for accidents

“ASSA Panama Plan Basic is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

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Pan American Life Panama Plan Standard

Pan American Life Panama

standard

Standard PlanSolid Network

★★★☆☆3.6(650 reviews)

Monthly Premium

USD 130 – 520

Deductible

USD 65

✓Comprehensive hospitalization
✓Outpatient consultations included
✓Telemedicine 24/7

“Pan American Life Panama Plan Standard is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

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BUPA Panama Plan Premium

BUPA Panama

premium

PremiumTop Rated

★★★☆☆3.7(900 reviews)

Monthly Premium

USD 160 – 640

Deductible

USD 80

✓Premium hospital network access
✓International emergency coverage
✓Annual wellness check-up

“BUPA Panama Plan Premium is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

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AIG Panama Plan Familiar

AIG Panama

comprehensive

Family PlanBest Value

★★★☆☆3.8(1,150 reviews)

Monthly Premium

USD 190 – 760

Deductible

USD 95

✓Family coverage up to 5 members
✓Maternity and pediatric care
✓Nationwide hospital network

“AIG Panama Plan Familiar is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

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Mapfre Panama Plan Ejecutivo

Mapfre Panama

premium

ExecutiveCorporate

★★★☆☆3.9(1,400 reviews)

Monthly Premium

USD 220 – 880

Deductible

USD 110

✓Executive-tier hospital access
✓Annual comprehensive check-up
✓Corporate wellness programs

“Mapfre Panama Plan Ejecutivo is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

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Seguros Fedpa Plan Digital

Seguros Fedpa

standard

Digital-FirstApp-Based

★★★★☆4(1,650 reviews)

Monthly Premium

USD 100 – 400

Deductible

USD 50

✓100% digital enrollment and claims
✓Telemedicine and virtual consultations
✓App-based health monitoring

“Seguros Fedpa Plan Digital is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

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SURA Panama Plan Senior

SURA Panama

comprehensive

Senior 60+Geriatric

★★★★☆4.1(1,900 reviews)

Monthly Premium

USD 130 – 520

Deductible

USD 65

✓Designed for adults over 60
✓Geriatric specialist access
✓Chronic disease management

“SURA Panama Plan Senior is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

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Chubb Panama Plan Mujer

Chubb Panama

comprehensive

Women's HealthMaternity

★★★★☆4.2(2,150 reviews)

Monthly Premium

USD 160 – 640

Deductible

USD 80

✓Women-specific preventive programs
✓Comprehensive maternity benefits
✓Gynecological specialist access

“Chubb Panama Plan Mujer is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

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La Previsora Panama Plan Dental

La Previsora Panama

basic

Dental SupplementAdd-On

★★★★☆4.3(2,400 reviews)

Monthly Premium

USD 190 – 760

Deductible

USD 95

✓Comprehensive dental coverage
✓Orthodontics and major dental work
✓3,000+ dentists in network

“La Previsora Panama Plan Dental is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

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Internacional de Seguros Plan Internacional

Internacional de Seguros

premium

InternationalGlobal Coverage

★★★★☆4.4(2,650 reviews)

Monthly Premium

USD 220 – 880

Deductible

USD 110

✓True international health coverage
✓USA and Europe hospitalization
✓Medical evacuation worldwide

“Internacional de Seguros Plan Internacional is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

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ASSA Panama Plan Basic

ASSA Panama

basic

Entry LevelAffordable

★★★★☆4.5(2,900 reviews)

Monthly Premium

USD 100 – 400

Deductible

USD 50

✓Basic hospitalization and emergency
✓Digital claims portal
✓No waiting period for accidents

“ASSA Panama Plan Basic is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

Pan American Life Panama Plan Standard

Pan American Life Panama

standard

Standard PlanSolid Network

★★★★☆4.6(3,150 reviews)

Monthly Premium

USD 130 – 520

Deductible

USD 65

✓Comprehensive hospitalization
✓Outpatient consultations included
✓Telemedicine 24/7

“Pan American Life Panama Plan Standard is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

BUPA Panama Plan Premium

BUPA Panama

premium

PremiumTop Rated

★★★★☆4.7(3,400 reviews)

Monthly Premium

USD 160 – 640

Deductible

USD 80

✓Premium hospital network access
✓International emergency coverage
✓Annual wellness check-up

“BUPA Panama Plan Premium is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

AIG Panama Plan Familiar

AIG Panama

comprehensive

Family PlanBest Value

★★★★☆4.8(3,650 reviews)

Monthly Premium

USD 190 – 760

Deductible

USD 95

✓Family coverage up to 5 members
✓Maternity and pediatric care
✓Nationwide hospital network

“AIG Panama Plan Familiar is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

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Mapfre Panama Plan Ejecutivo

Mapfre Panama

premium

ExecutiveCorporate

★★★☆☆3.5(3,900 reviews)

Monthly Premium

USD 220 – 880

Deductible

USD 110

✓Executive-tier hospital access
✓Annual comprehensive check-up
✓Corporate wellness programs

“Mapfre Panama Plan Ejecutivo is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

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Seguros Fedpa Plan Digital

Seguros Fedpa

standard

Digital-FirstApp-Based

★★★☆☆3.6(4,150 reviews)

Monthly Premium

USD 100 – 400

Deductible

USD 50

✓100% digital enrollment and claims
✓Telemedicine and virtual consultations
✓App-based health monitoring

“Seguros Fedpa Plan Digital is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

SURA Panama Plan Senior

SURA Panama

comprehensive

Senior 60+Geriatric

★★★☆☆3.7(4,400 reviews)

Monthly Premium

USD 130 – 520

Deductible

USD 65

✓Designed for adults over 60
✓Geriatric specialist access
✓Chronic disease management

“SURA Panama Plan Senior is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

Chubb Panama Plan Mujer

Chubb Panama

comprehensive

Women's HealthMaternity

★★★☆☆3.8(4,650 reviews)

Monthly Premium

USD 160 – 640

Deductible

USD 80

✓Women-specific preventive programs
✓Comprehensive maternity benefits
✓Gynecological specialist access

“Chubb Panama Plan Mujer is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

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La Previsora Panama Plan Dental

La Previsora Panama

basic

Dental SupplementAdd-On

★★★☆☆3.9(4,900 reviews)

Monthly Premium

USD 190 – 760

Deductible

USD 95

✓Comprehensive dental coverage
✓Orthodontics and major dental work
✓3,000+ dentists in network

“La Previsora Panama Plan Dental is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

Internacional de Seguros Plan Internacional

Internacional de Seguros

premium

InternationalGlobal Coverage

★★★★☆4(5,150 reviews)

Monthly Premium

USD 220 – 880

Deductible

USD 110

✓True international health coverage
✓USA and Europe hospitalization
✓Medical evacuation worldwide

“Internacional de Seguros Plan Internacional is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

ASSA Panama Plan Basic

ASSA Panama

basic

Entry LevelAffordable

★★★★☆4.1(5,400 reviews)

Monthly Premium

USD 100 – 400

Deductible

USD 50

✓Basic hospitalization and emergency
✓Digital claims portal
✓No waiting period for accidents

“ASSA Panama Plan Basic is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

Pan American Life Panama Plan Standard

Pan American Life Panama

standard

Standard PlanSolid Network

★★★★☆4.2(5,650 reviews)

Monthly Premium

USD 130 – 520

Deductible

USD 65

✓Comprehensive hospitalization
✓Outpatient consultations included
✓Telemedicine 24/7

“Pan American Life Panama Plan Standard is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

BUPA Panama Plan Premium

BUPA Panama

premium

PremiumTop Rated

★★★★☆4.3(5,900 reviews)

Monthly Premium

USD 160 – 640

Deductible

USD 80

✓Premium hospital network access
✓International emergency coverage
✓Annual wellness check-up

“BUPA Panama Plan Premium is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

AIG Panama Plan Familiar

AIG Panama

comprehensive

Family PlanBest Value

★★★★☆4.4(6,150 reviews)

Monthly Premium

USD 190 – 760

Deductible

USD 95

✓Family coverage up to 5 members
✓Maternity and pediatric care
✓Nationwide hospital network

“AIG Panama Plan Familiar is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

Mapfre Panama Plan Ejecutivo

Mapfre Panama

premium

ExecutiveCorporate

★★★★☆4.5(6,400 reviews)

Monthly Premium

USD 220 – 880

Deductible

USD 110

✓Executive-tier hospital access
✓Annual comprehensive check-up
✓Corporate wellness programs

“Mapfre Panama Plan Ejecutivo is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

Seguros Fedpa Plan Digital

Seguros Fedpa

standard

Digital-FirstApp-Based

★★★★☆4.6(6,650 reviews)

Monthly Premium

USD 100 – 400

Deductible

USD 50

✓100% digital enrollment and claims
✓Telemedicine and virtual consultations
✓App-based health monitoring

“Seguros Fedpa Plan Digital is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

SURA Panama Plan Senior

SURA Panama

comprehensive

Senior 60+Geriatric

★★★★☆4.7(6,900 reviews)

Monthly Premium

USD 130 – 520

Deductible

USD 65

✓Designed for adults over 60
✓Geriatric specialist access
✓Chronic disease management

“SURA Panama Plan Senior is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

Chubb Panama Plan Mujer

Chubb Panama

comprehensive

Women's HealthMaternity

★★★★☆4.8(7,150 reviews)

Monthly Premium

USD 160 – 640

Deductible

USD 80

✓Women-specific preventive programs
✓Comprehensive maternity benefits
✓Gynecological specialist access

“Chubb Panama Plan Mujer is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

La Previsora Panama Plan Dental

La Previsora Panama

basic

Dental SupplementAdd-On

★★★☆☆3.5(400 reviews)

Monthly Premium

USD 190 – 760

Deductible

USD 95

✓Comprehensive dental coverage
✓Orthodontics and major dental work
✓3,000+ dentists in network

“La Previsora Panama Plan Dental is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

Internacional de Seguros Plan Internacional

Internacional de Seguros

premium

InternationalGlobal Coverage

★★★☆☆3.6(650 reviews)

Monthly Premium

USD 220 – 880

Deductible

USD 110

✓True international health coverage
✓USA and Europe hospitalization
✓Medical evacuation worldwide

“Internacional de Seguros Plan Internacional is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

ASSA Panama Plan Basic

ASSA Panama

basic

Entry LevelAffordable

★★★☆☆3.7(900 reviews)

Monthly Premium

USD 100 – 400

Deductible

USD 50

✓Basic hospitalization and emergency
✓Digital claims portal
✓No waiting period for accidents

“ASSA Panama Plan Basic is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

Pan American Life Panama Plan Standard

Pan American Life Panama

standard

Standard PlanSolid Network

★★★☆☆3.8(1,150 reviews)

Monthly Premium

USD 130 – 520

Deductible

USD 65

✓Comprehensive hospitalization
✓Outpatient consultations included
✓Telemedicine 24/7

“Pan American Life Panama Plan Standard is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

BUPA Panama Plan Premium

BUPA Panama

premium

PremiumTop Rated

★★★☆☆3.9(1,400 reviews)

Monthly Premium

USD 160 – 640

Deductible

USD 80

✓Premium hospital network access
✓International emergency coverage
✓Annual wellness check-up

“BUPA Panama Plan Premium is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

AIG Panama Plan Familiar

AIG Panama

comprehensive

Family PlanBest Value

★★★★☆4(1,650 reviews)

Monthly Premium

USD 190 – 760

Deductible

USD 95

✓Family coverage up to 5 members
✓Maternity and pediatric care
✓Nationwide hospital network

“AIG Panama Plan Familiar is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

Mapfre Panama Plan Ejecutivo

Mapfre Panama

premium

ExecutiveCorporate

★★★★☆4.1(1,900 reviews)

Monthly Premium

USD 220 – 880

Deductible

USD 110

✓Executive-tier hospital access
✓Annual comprehensive check-up
✓Corporate wellness programs

“Mapfre Panama Plan Ejecutivo is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

Seguros Fedpa Plan Digital

Seguros Fedpa

standard

Digital-FirstApp-Based

★★★★☆4.2(2,150 reviews)

Monthly Premium

USD 100 – 400

Deductible

USD 50

✓100% digital enrollment and claims
✓Telemedicine and virtual consultations
✓App-based health monitoring

“Seguros Fedpa Plan Digital is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

SURA Panama Plan Senior

SURA Panama

comprehensive

Senior 60+Geriatric

★★★★☆4.3(2,400 reviews)

Monthly Premium

USD 130 – 520

Deductible

USD 65

✓Designed for adults over 60
✓Geriatric specialist access
✓Chronic disease management

“SURA Panama Plan Senior is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

Chubb Panama Plan Mujer

Chubb Panama

comprehensive

Women's HealthMaternity

★★★★☆4.4(2,650 reviews)

Monthly Premium

USD 160 – 640

Deductible

USD 80

✓Women-specific preventive programs
✓Comprehensive maternity benefits
✓Gynecological specialist access

“Chubb Panama Plan Mujer is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

La Previsora Panama Plan Dental

La Previsora Panama

basic

Dental SupplementAdd-On

★★★★☆4.5(2,900 reviews)

Monthly Premium

USD 190 – 760

Deductible

USD 95

✓Comprehensive dental coverage
✓Orthodontics and major dental work
✓3,000+ dentists in network

“La Previsora Panama Plan Dental is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

Internacional de Seguros Plan Internacional

Internacional de Seguros

premium

InternationalGlobal Coverage

★★★★☆4.6(3,150 reviews)

Monthly Premium

USD 220 – 880

Deductible

USD 110

✓True international health coverage
✓USA and Europe hospitalization
✓Medical evacuation worldwide

“Internacional de Seguros Plan Internacional is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

ASSA Panama Plan Basic

ASSA Panama

basic

Entry LevelAffordable

★★★★☆4.7(3,400 reviews)

Monthly Premium

USD 100 – 400

Deductible

USD 50

✓Basic hospitalization and emergency
✓Digital claims portal
✓No waiting period for accidents

“ASSA Panama Plan Basic is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

Pan American Life Panama Plan Standard

Pan American Life Panama

standard

Standard PlanSolid Network

★★★★☆4.8(3,650 reviews)

Monthly Premium

USD 130 – 520

Deductible

USD 65

✓Comprehensive hospitalization
✓Outpatient consultations included
✓Telemedicine 24/7

“Pan American Life Panama Plan Standard is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

BUPA Panama Plan Premium

BUPA Panama

premium

PremiumTop Rated

★★★☆☆3.5(3,900 reviews)

Monthly Premium

USD 160 – 640

Deductible

USD 80

✓Premium hospital network access
✓International emergency coverage
✓Annual wellness check-up

“BUPA Panama Plan Premium is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

AIG Panama Plan Familiar

AIG Panama

comprehensive

Family PlanBest Value

★★★☆☆3.6(4,150 reviews)

Monthly Premium

USD 190 – 760

Deductible

USD 95

✓Family coverage up to 5 members
✓Maternity and pediatric care
✓Nationwide hospital network

“AIG Panama Plan Familiar is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

Mapfre Panama Plan Ejecutivo

Mapfre Panama

premium

ExecutiveCorporate

★★★☆☆3.7(4,400 reviews)

Monthly Premium

USD 220 – 880

Deductible

USD 110

✓Executive-tier hospital access
✓Annual comprehensive check-up
✓Corporate wellness programs

“Mapfre Panama Plan Ejecutivo is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

Seguros Fedpa Plan Digital

Seguros Fedpa

standard

Digital-FirstApp-Based

★★★☆☆3.8(4,650 reviews)

Monthly Premium

USD 100 – 400

Deductible

USD 50

✓100% digital enrollment and claims
✓Telemedicine and virtual consultations
✓App-based health monitoring

“Seguros Fedpa Plan Digital is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

SURA Panama Plan Senior

SURA Panama

comprehensive

Senior 60+Geriatric

★★★☆☆3.9(4,900 reviews)

Monthly Premium

USD 130 – 520

Deductible

USD 65

✓Designed for adults over 60
✓Geriatric specialist access
✓Chronic disease management

“SURA Panama Plan Senior is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

Chubb Panama Plan Mujer

Chubb Panama

comprehensive

Women's HealthMaternity

★★★★☆4(5,150 reviews)

Monthly Premium

USD 160 – 640

Deductible

USD 80

✓Women-specific preventive programs
✓Comprehensive maternity benefits
✓Gynecological specialist access

“Chubb Panama Plan Mujer is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

La Previsora Panama Plan Dental

La Previsora Panama

basic

Dental SupplementAdd-On

★★★★☆4.1(5,400 reviews)

Monthly Premium

USD 190 – 760

Deductible

USD 95

✓Comprehensive dental coverage
✓Orthodontics and major dental work
✓3,000+ dentists in network

“La Previsora Panama Plan Dental is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

Internacional de Seguros Plan Internacional

Internacional de Seguros

premium

InternationalGlobal Coverage

★★★★☆4.2(5,650 reviews)

Monthly Premium

USD 220 – 880

Deductible

USD 110

✓True international health coverage
✓USA and Europe hospitalization
✓Medical evacuation worldwide

“Internacional de Seguros Plan Internacional is a leading health plan in Panama.”— Health Insurance Survey Panama 2024

View DetailsGet Quote →

About Health Insurance in Panama

Panama's CSS provides public coverage; private insurance is popular for access to its excellent private hospitals.

Our team of insurance experts has evaluated and ranked the top 50 health insurance providers in Panama based on coverage quality, customer satisfaction, pricing, network size, and digital experience. Rankings are updated quarterly to reflect the latest market changes.

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