50 Best
Home/Oman
๐Ÿ‡ด๐Ÿ‡ฒ

Best Health Insurance in Oman

6 insurers ranked and reviewed ยท Updated May 2026

Sources:Financial Services Authority (FSA) OmanAM Best

Healthcare System Overview

Oman is implementing a mandatory health insurance system for private sector workers and visitors through the Dhamani platform, regulated by the Capital Market Authority (CMA) and Financial Services Authority (FSA). Omani nationals receive healthcare through government facilities. The Dhamani system requires employers to provide minimum coverage meeting CMA guidelines.

#1

Liva Insurance

ู„ูŠูุง ู„ู„ุชุฃู…ูŠู†

private1.5M members
92Score
Market Leader: 65%+ Health Market Share(2026)
โ˜…โ˜…โ˜…โ˜…โ˜†4.0satisfactionFinancial strength: B++ (Good) by AM Best

Market Share

65%+ health insurance

Customers

1.5 million+

Experience

80+ years combined (merger)

  • Dominant health insurance market share (65%+)
  • 1.5 million+ customers across Oman
  • 80+ years combined experience from merger
  • Comprehensive health plans for individuals, families, and businesses
View DetailsGet Quoteโ†’
#2

Dhofar Insurance Company

ุดุฑูƒุฉ ุธูุงุฑ ู„ู„ุชุฃู…ูŠู†

private200K members
80Score
FSA: 2nd Largest Insurer in Oman(2021)
โ˜…โ˜…โ˜…โ˜†โ˜†3.7satisfaction

Market Share

13% (2021)

Listed On

Muscat Securities Market

Distribution

Bank Dhofar partnership

  • Second largest insurer by market share (13%)
  • Listed on Muscat Securities Market
  • Distribution partnership with Bank Dhofar
  • Strong in general and health insurance
View DetailsVisit Websiteโ†’
#3

GIG Gulf (Oman)

ู…ุฌู…ูˆุนุฉ ุงู„ุฎู„ูŠุฌ ู„ู„ุชุฃู…ูŠู† ุนู…ุงู†

private100K members
75Score
GIG Gulf: Regional Scale(2026)
โ˜…โ˜…โ˜…โ˜†โ˜†3.8satisfaction

Parent Group

GIG Group (largest in MENA)

Former Name

Formerly AXA Gulf

Gcc Customers

1M+ across GCC

  • Part of largest insurance group in MENA
  • GIG Gulf (formerly AXA Gulf) serves 1M+ GCC customers
  • Motor, home, travel, health, and life insurance
  • Regional expertise and scale
View DetailsGet Quoteโ†’
#4

Al Madina Takaful

ุงู„ู…ุฏูŠู†ุฉ ุชูƒุงูู„

private80K members
75Score
FSA: First Takaful Insurer in Oman(2026)
โ˜…โ˜…โ˜…โ˜†โ˜†3.6satisfaction

Distinction

First takaful company in Oman

Health License

Category A Health Insurance License

Type

Takaful (Sharia-compliant)

  • First takaful (Islamic insurance) company in Oman
  • Category A Health Insurance License from FSA
  • Can independently underwrite and manage health policies
  • Sharia-compliant products and investments
View DetailsVisit Websiteโ†’
#5

Takaful Oman Insurance

ุชูƒุงูู„ ุนู…ุงู† ู„ู„ุชุฃู…ูŠู†

private50K members
65Score
FSA: Takaful Provider(2026)
โ˜…โ˜…โ˜…โ˜†โ˜†3.4satisfaction

Type

Takaful (Sharia-compliant)

Focus

Family & individual plans

Segment

Growing takaful market

  • Dedicated Sharia-compliant (Takaful) insurance provider
  • Family and individual health plans
  • Growing takaful market segment in Oman
  • Islamic alternative to conventional insurance
View DetailsVisit Websiteโ†’
#6

Vision Insurance

ููŠุฌู† ู„ู„ุชุฃู…ูŠู†

private40K members
60Score
FSA: Full Product Authorization(2026)
โ˜…โ˜…โ˜…โ˜†โ˜†3.3satisfaction

Authorization

All non-life and life products

Ownership

Omani national company

Health Portfolio

Growing

  • Authorized for all non-life and life insurance products
  • Omani national insurance company
  • Growing health insurance portfolio
  • Dhamani-compliant coverage
View DetailsVisit Websiteโ†’

About Health Insurance in Oman

Oman is implementing a mandatory health insurance system for private sector workers and visitors through the Dhamani platform, regulated by the Capital Market Authority (CMA) and Financial Services Authority (FSA). Omani nationals receive healthcare through government facilities. The Dhamani system requires employers to provide minimum coverage meeting CMA guidelines.

Our editorial team has evaluated and ranked the top 6 health insurers in Oman based on editorial ratings from trusted sources, customer satisfaction, financial strength, and coverage quality. Rankings are updated regularly to reflect the latest market changes.

Affiliate Disclosure

Some links on this page are affiliate links. If you click through and purchase a plan, we may earn a commission at no extra cost to you. This helps us keep the site free and our reviews independent.