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Gjensidige Forsikring ASA

94Score

★★★★☆4.2

Customer satisfaction · 1.0M members

Finans Norge: #1 Norwegian Insurer(2026)

Gjensidige is Norway's largest insurer with approximately 26% market share. Originally a mutual fire insurance society (1816), it offers comprehensive helseforsikring (health insurance) plans with treatment guarantees for fast access to care.

Overall Score

94/100

Founded

1816

Headquarters

Oslo

Type

private

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Key Metrics

Market Share

~26%

Founded

1816

Sp Rating

A+

Treatment Guarantee

Access within days

Editorial Ratings

Finans Norge: #1 Norwegian Insurer(2026)

Rating: #1 Norwegian Insurer — ~26% Market Share (max: #1)

94Finans

Coverage Highlights

✓Norway's largest insurer with ~26% market share
✓Treatment guarantee — access to specialists within days
✓Comprehensive helseforsikring plans
✓Strong digital claims platform
✓200+ year heritage (1816)

Pros

✓Market leader with deepest resources
✓200+ year heritage and stability
✓Treatment guarantee for speed
✓Strong digital tools

Cons

✗Premium pricing
✗Health insurance is secondary to P&C
✗Large organization — variable service quality

Frequently Asked Questions

What is Gjensidige's treatment guarantee?

Gjensidige's helseforsikring includes a treatment guarantee, meaning policyholders get access to specialists and procedures within days rather than waiting for the public system.

How old is Gjensidige?

Gjensidige was founded in 1816 as a mutual fire insurance society, giving it over 200 years of insurance heritage in Norway.

Is Gjensidige publicly listed?

Yes. Gjensidige Forsikring ASA is publicly listed on the Oslo Stock Exchange and holds an A+ rating from S&P.

Quick Summary

InsurerGjensidige Forsikring ASA

Country🇳🇴 Norway

Overall Score94/100

Satisfaction4.2/5

Members1.0M

Typeprivate

Founded1816

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