Fremtind Helseforsikring

by Fremtind

★★★★☆4.2(2,980 reviews)

Fremtind is a Norwegian insurer jointly owned by SpareBank 1 and DNB, Norway's two largest banking groups. By distributing health insurance through millions of banking customers, Fremtind has become one of Norway's fastest-growing insurers by policy count.

Monthly Premium

NOK 360 - NOK 1,000

Deductible

NOK 0

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✓Mental Health

✗Maternity

✗Prescription Drugs

✗Emergency Care

✗International Coverage

✓Telehealth

Pros

✓Huge distribution via banking relationships
✓Competitive pricing
✓Strong growth signals financial confidence

Cons

✗Newer brand — less track record than Gjensidige
✗Primarily bancassurance — limited independent advice

Editorial Review

“Fremtind's bancassurance distribution model through SpareBank1 and DNB gives it reach that traditional insurance agents cannot match — Norway's most banking-integrated private health product at rates that reflect the volume efficiencies of bank distribution.”

— TMCnet Norway Life Insurance Report; ResearchAndMarkets Norway Market 2022