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Avon HMO

78Score

★★★☆☆3.9

Customer satisfaction · 200K members

Backed by Heirs Holdings(2025)

Avon HMO is a subsidiary of Heirs Holdings (Tony Elumelu's investment group), holding a national HMO license from NHIA. Known for its modern brand appeal among millennials and working professionals, it offers generous coverage limits and a contemporary customer care culture.

Overall Score

78/100

Founded

2012

Headquarters

Lagos

Type

private

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Key Metrics

Parent Company

Heirs Holdings (Tony Elumelu)

Nhia License

National HMO license

Target Market

Millennials and working professionals

Coverage Limits

Generous vs. competitors

Editorial Ratings

Backed by Heirs Holdings(2025)

Rating: Recommended HMO for millennials (max: Top Rated)

78NairaCompare

Coverage Highlights

✓Subsidiary of Heirs Holdings (Tony Elumelu's investment group)
✓National HMO license from NHIA
✓Generous coverage limits compared to competitors
✓Modern communication and customer care culture

Pros

✓Strong corporate backing (Heirs Holdings)
✓Generous coverage limits
✓Modern brand appealing to young professionals
✓National license and presence

Cons

✗Relatively newer (2013)
✗Provider network still expanding
✗Less established than Hygeia or AXA Mansard

Frequently Asked Questions

Who owns Avon HMO?

Avon HMO is a subsidiary of Heirs Holdings, the investment group founded by Nigerian businessman Tony Elumelu. This provides strong financial backing and corporate governance.

Does Avon HMO have a national license?

Yes. Avon HMO holds a national HMO license from the National Health Insurance Authority (NHIA), allowing it to operate across all of Nigeria.

Is Avon HMO good for young professionals?

Yes. Avon HMO has a modern brand and customer care culture that specifically appeals to millennials and working professionals, with generous coverage limits and contemporary digital communication channels.

Quick Summary

InsurerAvon HMO

Country🇳🇬 Nigeria

Overall Score78/100

Satisfaction3.9/5

Members200K

Typeprivate

Founded2012

Other Insurers in Nigeria

Hygeia HMO

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Reliance HMO (Reliance Health)

private

/ 100

AXA Mansard Health

private

/ 100

Leadway Health HMO

private

/ 100

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