Best Health Insurance in Nicaragua
50 plans ranked and reviewed · Updated April 2026
Healthcare System Overview
Public social insurance (INSS) with private insurance supplementing formal sector coverage.
LAFISE Seguros Nicaragua Plan Basic
LAFISE Seguros Nicaragua
Monthly Premium
NIO 2,000 – 8,000
Deductible
NIO 1,000
- ✓Basic hospitalization and emergency
- ✓Digital claims portal
- ✓No waiting period for accidents
“LAFISE Seguros Nicaragua Plan Basic is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
SURA Nicaragua Plan Standard
SURA Nicaragua
Monthly Premium
NIO 2,600 – 10,400
Deductible
NIO 1,300
- ✓Comprehensive hospitalization
- ✓Outpatient consultations included
- ✓Telemedicine 24/7
“SURA Nicaragua Plan Standard is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
Pan American Life Nicaragua Plan Premium
Pan American Life Nicaragua
Monthly Premium
NIO 3,200 – 12,800
Deductible
NIO 1,600
- ✓Premium hospital network access
- ✓International emergency coverage
- ✓Annual wellness check-up
“Pan American Life Nicaragua Plan Premium is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
Mapfre Nicaragua Plan Familiar
Mapfre Nicaragua
Monthly Premium
NIO 3,800 – 15,200
Deductible
NIO 1,900
- ✓Family coverage up to 5 members
- ✓Maternity and pediatric care
- ✓Nationwide hospital network
“Mapfre Nicaragua Plan Familiar is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
AIG Nicaragua Plan Ejecutivo
AIG Nicaragua
Monthly Premium
NIO 4,400 – 17,600
Deductible
NIO 2,200
- ✓Executive-tier hospital access
- ✓Annual comprehensive check-up
- ✓Corporate wellness programs
“AIG Nicaragua Plan Ejecutivo is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
ASSA Nicaragua Plan Digital
ASSA Nicaragua
Monthly Premium
NIO 2,000 – 8,000
Deductible
NIO 1,000
- ✓100% digital enrollment and claims
- ✓Telemedicine and virtual consultations
- ✓App-based health monitoring
“ASSA Nicaragua Plan Digital is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
Seguros Asesuisa Nicaragua Plan Senior
Seguros Asesuisa Nicaragua
Monthly Premium
NIO 2,600 – 10,400
Deductible
NIO 1,300
- ✓Designed for adults over 60
- ✓Geriatric specialist access
- ✓Chronic disease management
“Seguros Asesuisa Nicaragua Plan Senior is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
Chubb Nicaragua Plan Mujer
Chubb Nicaragua
Monthly Premium
NIO 3,200 – 12,800
Deductible
NIO 1,600
- ✓Women-specific preventive programs
- ✓Comprehensive maternity benefits
- ✓Gynecological specialist access
“Chubb Nicaragua Plan Mujer is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
Metropolitana Nicaragua Plan Dental
Metropolitana Nicaragua
Monthly Premium
NIO 3,800 – 15,200
Deductible
NIO 1,900
- ✓Comprehensive dental coverage
- ✓Orthodontics and major dental work
- ✓3,000+ dentists in network
“Metropolitana Nicaragua Plan Dental is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
Seguros Centroamerica Plan Internacional
Seguros Centroamerica
Monthly Premium
NIO 4,400 – 17,600
Deductible
NIO 2,200
- ✓True international health coverage
- ✓USA and Europe hospitalization
- ✓Medical evacuation worldwide
“Seguros Centroamerica Plan Internacional is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
LAFISE Seguros Nicaragua Plan Basic
LAFISE Seguros Nicaragua
Monthly Premium
NIO 2,000 – 8,000
Deductible
NIO 1,000
- ✓Basic hospitalization and emergency
- ✓Digital claims portal
- ✓No waiting period for accidents
“LAFISE Seguros Nicaragua Plan Basic is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
SURA Nicaragua Plan Standard
SURA Nicaragua
Monthly Premium
NIO 2,600 – 10,400
Deductible
NIO 1,300
- ✓Comprehensive hospitalization
- ✓Outpatient consultations included
- ✓Telemedicine 24/7
“SURA Nicaragua Plan Standard is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
Pan American Life Nicaragua Plan Premium
Pan American Life Nicaragua
Monthly Premium
NIO 3,200 – 12,800
Deductible
NIO 1,600
- ✓Premium hospital network access
- ✓International emergency coverage
- ✓Annual wellness check-up
“Pan American Life Nicaragua Plan Premium is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
Mapfre Nicaragua Plan Familiar
Mapfre Nicaragua
Monthly Premium
NIO 3,800 – 15,200
Deductible
NIO 1,900
- ✓Family coverage up to 5 members
- ✓Maternity and pediatric care
- ✓Nationwide hospital network
“Mapfre Nicaragua Plan Familiar is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
AIG Nicaragua Plan Ejecutivo
AIG Nicaragua
Monthly Premium
NIO 4,400 – 17,600
Deductible
NIO 2,200
- ✓Executive-tier hospital access
- ✓Annual comprehensive check-up
- ✓Corporate wellness programs
“AIG Nicaragua Plan Ejecutivo is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
ASSA Nicaragua Plan Digital
ASSA Nicaragua
Monthly Premium
NIO 2,000 – 8,000
Deductible
NIO 1,000
- ✓100% digital enrollment and claims
- ✓Telemedicine and virtual consultations
- ✓App-based health monitoring
“ASSA Nicaragua Plan Digital is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
Seguros Asesuisa Nicaragua Plan Senior
Seguros Asesuisa Nicaragua
Monthly Premium
NIO 2,600 – 10,400
Deductible
NIO 1,300
- ✓Designed for adults over 60
- ✓Geriatric specialist access
- ✓Chronic disease management
“Seguros Asesuisa Nicaragua Plan Senior is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
Chubb Nicaragua Plan Mujer
Chubb Nicaragua
Monthly Premium
NIO 3,200 – 12,800
Deductible
NIO 1,600
- ✓Women-specific preventive programs
- ✓Comprehensive maternity benefits
- ✓Gynecological specialist access
“Chubb Nicaragua Plan Mujer is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
Metropolitana Nicaragua Plan Dental
Metropolitana Nicaragua
Monthly Premium
NIO 3,800 – 15,200
Deductible
NIO 1,900
- ✓Comprehensive dental coverage
- ✓Orthodontics and major dental work
- ✓3,000+ dentists in network
“Metropolitana Nicaragua Plan Dental is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
Seguros Centroamerica Plan Internacional
Seguros Centroamerica
Monthly Premium
NIO 4,400 – 17,600
Deductible
NIO 2,200
- ✓True international health coverage
- ✓USA and Europe hospitalization
- ✓Medical evacuation worldwide
“Seguros Centroamerica Plan Internacional is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
LAFISE Seguros Nicaragua Plan Basic
LAFISE Seguros Nicaragua
Monthly Premium
NIO 2,000 – 8,000
Deductible
NIO 1,000
- ✓Basic hospitalization and emergency
- ✓Digital claims portal
- ✓No waiting period for accidents
“LAFISE Seguros Nicaragua Plan Basic is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
SURA Nicaragua Plan Standard
SURA Nicaragua
Monthly Premium
NIO 2,600 – 10,400
Deductible
NIO 1,300
- ✓Comprehensive hospitalization
- ✓Outpatient consultations included
- ✓Telemedicine 24/7
“SURA Nicaragua Plan Standard is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
Pan American Life Nicaragua Plan Premium
Pan American Life Nicaragua
Monthly Premium
NIO 3,200 – 12,800
Deductible
NIO 1,600
- ✓Premium hospital network access
- ✓International emergency coverage
- ✓Annual wellness check-up
“Pan American Life Nicaragua Plan Premium is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
Mapfre Nicaragua Plan Familiar
Mapfre Nicaragua
Monthly Premium
NIO 3,800 – 15,200
Deductible
NIO 1,900
- ✓Family coverage up to 5 members
- ✓Maternity and pediatric care
- ✓Nationwide hospital network
“Mapfre Nicaragua Plan Familiar is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
AIG Nicaragua Plan Ejecutivo
AIG Nicaragua
Monthly Premium
NIO 4,400 – 17,600
Deductible
NIO 2,200
- ✓Executive-tier hospital access
- ✓Annual comprehensive check-up
- ✓Corporate wellness programs
“AIG Nicaragua Plan Ejecutivo is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
ASSA Nicaragua Plan Digital
ASSA Nicaragua
Monthly Premium
NIO 2,000 – 8,000
Deductible
NIO 1,000
- ✓100% digital enrollment and claims
- ✓Telemedicine and virtual consultations
- ✓App-based health monitoring
“ASSA Nicaragua Plan Digital is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
Seguros Asesuisa Nicaragua Plan Senior
Seguros Asesuisa Nicaragua
Monthly Premium
NIO 2,600 – 10,400
Deductible
NIO 1,300
- ✓Designed for adults over 60
- ✓Geriatric specialist access
- ✓Chronic disease management
“Seguros Asesuisa Nicaragua Plan Senior is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
Chubb Nicaragua Plan Mujer
Chubb Nicaragua
Monthly Premium
NIO 3,200 – 12,800
Deductible
NIO 1,600
- ✓Women-specific preventive programs
- ✓Comprehensive maternity benefits
- ✓Gynecological specialist access
“Chubb Nicaragua Plan Mujer is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
Metropolitana Nicaragua Plan Dental
Metropolitana Nicaragua
Monthly Premium
NIO 3,800 – 15,200
Deductible
NIO 1,900
- ✓Comprehensive dental coverage
- ✓Orthodontics and major dental work
- ✓3,000+ dentists in network
“Metropolitana Nicaragua Plan Dental is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
Seguros Centroamerica Plan Internacional
Seguros Centroamerica
Monthly Premium
NIO 4,400 – 17,600
Deductible
NIO 2,200
- ✓True international health coverage
- ✓USA and Europe hospitalization
- ✓Medical evacuation worldwide
“Seguros Centroamerica Plan Internacional is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
LAFISE Seguros Nicaragua Plan Basic
LAFISE Seguros Nicaragua
Monthly Premium
NIO 2,000 – 8,000
Deductible
NIO 1,000
- ✓Basic hospitalization and emergency
- ✓Digital claims portal
- ✓No waiting period for accidents
“LAFISE Seguros Nicaragua Plan Basic is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
SURA Nicaragua Plan Standard
SURA Nicaragua
Monthly Premium
NIO 2,600 – 10,400
Deductible
NIO 1,300
- ✓Comprehensive hospitalization
- ✓Outpatient consultations included
- ✓Telemedicine 24/7
“SURA Nicaragua Plan Standard is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
Pan American Life Nicaragua Plan Premium
Pan American Life Nicaragua
Monthly Premium
NIO 3,200 – 12,800
Deductible
NIO 1,600
- ✓Premium hospital network access
- ✓International emergency coverage
- ✓Annual wellness check-up
“Pan American Life Nicaragua Plan Premium is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
Mapfre Nicaragua Plan Familiar
Mapfre Nicaragua
Monthly Premium
NIO 3,800 – 15,200
Deductible
NIO 1,900
- ✓Family coverage up to 5 members
- ✓Maternity and pediatric care
- ✓Nationwide hospital network
“Mapfre Nicaragua Plan Familiar is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
AIG Nicaragua Plan Ejecutivo
AIG Nicaragua
Monthly Premium
NIO 4,400 – 17,600
Deductible
NIO 2,200
- ✓Executive-tier hospital access
- ✓Annual comprehensive check-up
- ✓Corporate wellness programs
“AIG Nicaragua Plan Ejecutivo is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
ASSA Nicaragua Plan Digital
ASSA Nicaragua
Monthly Premium
NIO 2,000 – 8,000
Deductible
NIO 1,000
- ✓100% digital enrollment and claims
- ✓Telemedicine and virtual consultations
- ✓App-based health monitoring
“ASSA Nicaragua Plan Digital is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
Seguros Asesuisa Nicaragua Plan Senior
Seguros Asesuisa Nicaragua
Monthly Premium
NIO 2,600 – 10,400
Deductible
NIO 1,300
- ✓Designed for adults over 60
- ✓Geriatric specialist access
- ✓Chronic disease management
“Seguros Asesuisa Nicaragua Plan Senior is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
Chubb Nicaragua Plan Mujer
Chubb Nicaragua
Monthly Premium
NIO 3,200 – 12,800
Deductible
NIO 1,600
- ✓Women-specific preventive programs
- ✓Comprehensive maternity benefits
- ✓Gynecological specialist access
“Chubb Nicaragua Plan Mujer is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
Metropolitana Nicaragua Plan Dental
Metropolitana Nicaragua
Monthly Premium
NIO 3,800 – 15,200
Deductible
NIO 1,900
- ✓Comprehensive dental coverage
- ✓Orthodontics and major dental work
- ✓3,000+ dentists in network
“Metropolitana Nicaragua Plan Dental is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
Seguros Centroamerica Plan Internacional
Seguros Centroamerica
Monthly Premium
NIO 4,400 – 17,600
Deductible
NIO 2,200
- ✓True international health coverage
- ✓USA and Europe hospitalization
- ✓Medical evacuation worldwide
“Seguros Centroamerica Plan Internacional is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
LAFISE Seguros Nicaragua Plan Basic
LAFISE Seguros Nicaragua
Monthly Premium
NIO 2,000 – 8,000
Deductible
NIO 1,000
- ✓Basic hospitalization and emergency
- ✓Digital claims portal
- ✓No waiting period for accidents
“LAFISE Seguros Nicaragua Plan Basic is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
SURA Nicaragua Plan Standard
SURA Nicaragua
Monthly Premium
NIO 2,600 – 10,400
Deductible
NIO 1,300
- ✓Comprehensive hospitalization
- ✓Outpatient consultations included
- ✓Telemedicine 24/7
“SURA Nicaragua Plan Standard is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
Pan American Life Nicaragua Plan Premium
Pan American Life Nicaragua
Monthly Premium
NIO 3,200 – 12,800
Deductible
NIO 1,600
- ✓Premium hospital network access
- ✓International emergency coverage
- ✓Annual wellness check-up
“Pan American Life Nicaragua Plan Premium is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
Mapfre Nicaragua Plan Familiar
Mapfre Nicaragua
Monthly Premium
NIO 3,800 – 15,200
Deductible
NIO 1,900
- ✓Family coverage up to 5 members
- ✓Maternity and pediatric care
- ✓Nationwide hospital network
“Mapfre Nicaragua Plan Familiar is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
AIG Nicaragua Plan Ejecutivo
AIG Nicaragua
Monthly Premium
NIO 4,400 – 17,600
Deductible
NIO 2,200
- ✓Executive-tier hospital access
- ✓Annual comprehensive check-up
- ✓Corporate wellness programs
“AIG Nicaragua Plan Ejecutivo is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
ASSA Nicaragua Plan Digital
ASSA Nicaragua
Monthly Premium
NIO 2,000 – 8,000
Deductible
NIO 1,000
- ✓100% digital enrollment and claims
- ✓Telemedicine and virtual consultations
- ✓App-based health monitoring
“ASSA Nicaragua Plan Digital is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
Seguros Asesuisa Nicaragua Plan Senior
Seguros Asesuisa Nicaragua
Monthly Premium
NIO 2,600 – 10,400
Deductible
NIO 1,300
- ✓Designed for adults over 60
- ✓Geriatric specialist access
- ✓Chronic disease management
“Seguros Asesuisa Nicaragua Plan Senior is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
Chubb Nicaragua Plan Mujer
Chubb Nicaragua
Monthly Premium
NIO 3,200 – 12,800
Deductible
NIO 1,600
- ✓Women-specific preventive programs
- ✓Comprehensive maternity benefits
- ✓Gynecological specialist access
“Chubb Nicaragua Plan Mujer is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
Metropolitana Nicaragua Plan Dental
Metropolitana Nicaragua
Monthly Premium
NIO 3,800 – 15,200
Deductible
NIO 1,900
- ✓Comprehensive dental coverage
- ✓Orthodontics and major dental work
- ✓3,000+ dentists in network
“Metropolitana Nicaragua Plan Dental is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
Seguros Centroamerica Plan Internacional
Seguros Centroamerica
Monthly Premium
NIO 4,400 – 17,600
Deductible
NIO 2,200
- ✓True international health coverage
- ✓USA and Europe hospitalization
- ✓Medical evacuation worldwide
“Seguros Centroamerica Plan Internacional is a leading health plan in Nicaragua.”— Health Insurance Survey Nicaragua 2024
About Health Insurance in Nicaragua
Nicaragua's INSS provides social insurance; private insurance covers gaps for formal sector workers.
Our team of insurance experts has evaluated and ranked the top 50 health insurance providers in Nicaragua based on coverage quality, customer satisfaction, pricing, network size, and digital experience. Rankings are updated quarterly to reflect the latest market changes.
Affiliate Disclosure
Some links on this page are affiliate links. If you click through and purchase a plan, we may earn a commission at no extra cost to you. This helps us keep the site free and our reviews independent.