Best Health Insurance in Nepal
6 insurers ranked and reviewed · Updated May 2026
Healthcare System Overview
Nepal introduced a government Social Health Security Programme (SHSP) in 2016, administered by the Health Insurance Board (HIB), which provides basic coverage (NPR 100,000/family/year) to enrolled citizens. However, coverage remains limited geographically and in benefits. Private health insurance is offered by non-life insurance companies regulated by the Nepal Insurance Authority (NIA). The market is small, with 14 non-life insurers (as of February 2026), many of which recently formed through mergers.
About Health Insurance in Nepal
Nepal introduced a government Social Health Security Programme (SHSP) in 2016, administered by the Health Insurance Board (HIB), which provides basic coverage (NPR 100,000/family/year) to enrolled citizens. However, coverage remains limited geographically and in benefits. Private health insurance is offered by non-life insurance companies regulated by the Nepal Insurance Authority (NIA). The market is small, with 14 non-life insurers (as of February 2026), many of which recently formed through mergers.
Our editorial team has evaluated and ranked the top 6 health insurers in Nepal based on editorial ratings from trusted sources, customer satisfaction, financial strength, and coverage quality. Rankings are updated regularly to reflect the latest market changes.
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