Best Health Insurance in Mozambique

2 plans ranked and reviewed · Updated April 2026

Healthcare System Overview

Limited public healthcare with private insurance for expatriates and formal sector workers.

EMOSE Mozambique Health Insurance

Empresa Moçambicana de Seguros (EMOSE)

standard

Market Leader

★★★☆☆3.7(980 reviews)

Monthly Premium

MZN 1,500 - MZN 5,000

Deductible

MZN 300 - MZN 1,000

✓Mozambique's largest insurer with state-owned origins
✓Covers Maputo's private and public hospital network
✓Corporate plans for mining and energy sector clients

“EMOSE is Mozambique's dominant health insurer, providing the most reliable private coverage for the country's growing formal sector workforce.”— Southern Africa Insurance Market Review 2025

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Britam Mozambique Health Plus

Britam Insurance Mozambique

premium

Best Private Option

★★★☆☆3.9(640 reviews)

Monthly Premium

MZN 2,500 - MZN 7,500

Deductible

MZN 500 - MZN 2,000

✓Pan-African Britam Group coverage in Mozambique
✓Best Maputo private clinic access
✓International medical evacuation included

“Britam Mozambique Health Plus is the top choice for expatriates and senior executives in Maputo seeking comprehensive private coverage with international evacuation.”— Mozambique Expatriate Benefits Survey 2025

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About Health Insurance in Mozambique

Mozambique has limited public healthcare resources; private insurance serves expatriates and higher-income urban workers.

Our team of insurance experts has evaluated and ranked the top 2 health insurance providers in Mozambique based on coverage quality, customer satisfaction, pricing, network size, and digital experience. Rankings are updated quarterly to reflect the latest market changes.

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