Great Eastern TotalHealth Plus

by Great Eastern Life Malaysia

★★★★☆4.5(11,340 reviews)

Great Eastern TotalHealth Plus is one of Malaysia's most popular comprehensive medical insurance plans, offering as-charged hospitalization benefits that eliminate the risk of under-insurance, backed by Malaysia's oldest life insurer.

Monthly Premium

MYR 180 – MYR 700

Deductible

MYR 1,000

Coverage Type

comprehensive

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✗Mental Health

✗Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✓Telehealth

Pros

✓As-charged basis eliminates unpleasant surprises from sub-limit caps
✓Excellent digital claims experience through Great Eastern's GREAT app
✓Strong financial strength rating among Malaysian insurers
✓Maternity and newborn coverage available as rider

Cons

✗International coverage limited to emergency treatment only
✗Dental and vision require separate standalone policies

Editorial Review

“Great Eastern TotalHealth Plus earns consistent praise for its as-charged benefit structure, sparing policyholders from the frustrating sub-limit gaps that plague many competing plans in the Malaysian market.”

— The Edge Malaysia Insurance Special Report, 2024

Key Highlights

✓As-charged hospitalization coverage with no benefit sub-limits on daily room rates
✓Covers treatment at government and private hospitals across Malaysia
✓Annual limit up to MYR 1,200,000