Best Health Insurance in Maldives

2 plans ranked and reviewed · Updated April 2026

Healthcare System Overview

Universal Aasandha scheme with international private insurance for medical evacuation and high-cost care.

Allied Insurance Maldives Health Plus

Allied Insurance Company of the Maldives

standard

National LeaderMedical EvacuationMaldives Network

★★★☆☆3.9(870 reviews)

Monthly Premium

MVR 500 – MVR 2,500

Deductible

MVR 1,000

✓Maldives' oldest and largest insurance company with nationwide atoll coverage
✓Medical evacuation to Sri Lanka or India included as standard
✓Coverage at Indhira Gandhi Memorial Hospital and major private clinics in Malé

“Allied Insurance Maldives Health Plus is indispensable for Maldivians living outside Malé, where the medical evacuation benefit can literally be the difference between life and death in a remote atoll emergency.”— Avas Maldives Business News, 2024

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Cigna Global Health Maldives Select

Cigna Global Health

premium

Expat ChoiceGlobal CoverageHospitality Sector

★★★★☆4.4(520 reviews)

Monthly Premium

MVR 1,500 – MVR 6,000

Deductible

MVR 2,000

✓Worldwide health coverage covering treatment in Maldives, Sri Lanka, India, and globally
✓Widely purchased by Maldives' large resort and hospitality industry workforce
✓24/7 multilingual customer service and medical concierge

“Cigna Global Health Maldives Select is the unanimous first choice for the thousands of foreign resort workers in the Maldives, offering global benefits and a multilingual concierge that understands the unique challenges of island life.”— Maldives Independent Business, 2024

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About Health Insurance in Maldives

Maldives' Aasandha scheme provides universal coverage; international private insurance is vital for medical evacuations.

Our team of insurance experts has evaluated and ranked the top 2 health insurance providers in Maldives based on coverage quality, customer satisfaction, pricing, network size, and digital experience. Rankings are updated quarterly to reflect the latest market changes.

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