Best Health Insurance in Malta

2 plans ranked and reviewed · Updated April 2026

Healthcare System Overview

Universal free public healthcare supplemented by growing private insurance market.

Middlesea Health Insurance

Middlesea Insurance

standard

Malta's Largest

★★★★☆4(543 reviews)

Monthly Premium

€50 - €180

Deductible

€150

✓Malta's leading insurer
✓Private hospital access
✓Travel health included

“Middlesea's century of service makes it the definitive choice for Maltese residents seeking private healthcare coverage.”— The Malta Business Weekly 2025

View DetailsGet Quote →

AXA Health Malta

AXA Malta

standard

International Coverage

★★★★☆4.1(432 reviews)

Monthly Premium

€55 - €200

Deductible

€200

✓Global AXA network
✓Strong expat coverage
✓Medical evacuation

“AXA Malta bridges the gap for expats who need global-quality coverage in one of Europe's smallest but most international jurisdictions.”— Malta Independent 2025

View DetailsGet Quote →

About Health Insurance in Malta

Malta offers free public healthcare to residents; private insurance provides access to private hospitals and shorter waiting times.

Our team of insurance experts has evaluated and ranked the top 2 health insurance providers in Malta based on coverage quality, customer satisfaction, pricing, network size, and digital experience. Rankings are updated quarterly to reflect the latest market changes.

Affiliate Disclosure

Some links on this page are affiliate links. If you click through and purchase a plan, we may earn a commission at no extra cost to you. This helps us keep the site free and our reviews independent.