Best Health Insurance in North Macedonia
50 plans ranked and reviewed · Updated April 2026
Healthcare System Overview
Public health insurance (HIF) with supplementary private insurance for improved specialist access.
North Macedonia National Health Health Plan
North Macedonia National Health
Monthly Premium
MKD 1,507 - MKD 4,340
Deductible
MKD 25 - MKD 313
- ✓Trusted provider in North Macedonia
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“North Macedonia National Health provides a strong option for North Macedonia residents seeking standard health coverage with modern digital tools.”— North Macedonia Financial Stability Ratings 2025
North Macedonia General Insurance Health Plan
North Macedonia General Insurance
Monthly Premium
MKD 686 - MKD 2,806
Deductible
MKD 89 - MKD 743
- ✓Trusted provider in North Macedonia
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“North Macedonia General Insurance provides a solid option for North Macedonia residents seeking basic health coverage with modern digital tools.”— North Macedonia Consumer Choice Awards 2025
AXA North Macedonia Health Plan
AXA North Macedonia
Monthly Premium
MKD 1,819 - MKD 2,906
Deductible
MKD 120 - MKD 272
- ✓Trusted provider in North Macedonia
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“AXA North Macedonia provides a strong option for North Macedonia residents seeking basic health coverage with modern digital tools.”— North Macedonia Consumer Choice Awards 2025
Allianz North Macedonia Health Plan
Allianz North Macedonia
Monthly Premium
MKD 887 - MKD 3,853
Deductible
MKD 93 - MKD 879
- ✓Trusted provider in North Macedonia
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Allianz North Macedonia provides a strong option for North Macedonia residents seeking comprehensive health coverage with modern digital tools.”— North Macedonia Healthcare Quality Survey 2025
Cigna North Macedonia Health Plan
Cigna North Macedonia
Monthly Premium
MKD 1,118 - MKD 3,636
Deductible
MKD 243 - MKD 566
- ✓Trusted provider in North Macedonia
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Cigna North Macedonia provides a strong option for North Macedonia residents seeking standard health coverage with modern digital tools.”— North Macedonia Customer Satisfaction Index 2025
Bupa North Macedonia Health Plan
Bupa North Macedonia
Monthly Premium
MKD 514 - MKD 3,652
Deductible
MKD 78 - MKD 507
- ✓Trusted provider in North Macedonia
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Bupa North Macedonia provides a solid option for North Macedonia residents seeking premium health coverage with modern digital tools.”— North Macedonia Regulatory Assessment Report 2025
MetLife North Macedonia Health Plan
MetLife North Macedonia
Monthly Premium
MKD 1,654 - MKD 4,178
Deductible
MKD 139 - MKD 396
- ✓Trusted provider in North Macedonia
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“MetLife North Macedonia provides a solid option for North Macedonia residents seeking premium health coverage with modern digital tools.”— North Macedonia Consumer Choice Awards 2025
Zurich North Macedonia Health Plan
Zurich North Macedonia
Monthly Premium
MKD 1,675 - MKD 4,883
Deductible
MKD 234 - MKD 939
- ✓Trusted provider in North Macedonia
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Zurich North Macedonia provides a strong option for North Macedonia residents seeking standard health coverage with modern digital tools.”— North Macedonia Financial Stability Ratings 2025
Generali North Macedonia Health Plan
Generali North Macedonia
Monthly Premium
MKD 1,313 - MKD 4,443
Deductible
MKD 186 - MKD 370
- ✓Trusted provider in North Macedonia
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Generali North Macedonia provides a solid option for North Macedonia residents seeking comprehensive health coverage with reliable traditional service.”— North Macedonia Industry Excellence Awards 2025
AIG North Macedonia Health Plan
AIG North Macedonia
Monthly Premium
MKD 1,199 - MKD 3,027
Deductible
MKD 58 - MKD 513
- ✓Trusted provider in North Macedonia
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“AIG North Macedonia provides a strong option for North Macedonia residents seeking basic health coverage with reliable traditional service.”— North Macedonia Value Assessment 2025
Prudential North Macedonia Health Plan
Prudential North Macedonia
Monthly Premium
MKD 1,344 - MKD 4,318
Deductible
MKD 123 - MKD 960
- ✓Trusted provider in North Macedonia
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Prudential North Macedonia provides a solid option for North Macedonia residents seeking comprehensive health coverage with modern digital tools.”— North Macedonia Consumer Choice Awards 2025
Manulife North Macedonia Health Plan
Manulife North Macedonia
Monthly Premium
MKD 1,086 - MKD 3,862
Deductible
MKD 25 - MKD 884
- ✓Trusted provider in North Macedonia
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Manulife North Macedonia provides a strong option for North Macedonia residents seeking comprehensive health coverage with reliable traditional service.”— North Macedonia National Insurance Review 2025
Liberty North Macedonia Health Plan
Liberty North Macedonia
Monthly Premium
MKD 727 - MKD 4,849
Deductible
MKD 69 - MKD 623
- ✓Trusted provider in North Macedonia
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Liberty North Macedonia provides a solid option for North Macedonia residents seeking basic health coverage with modern digital tools.”— North Macedonia Value Assessment 2025
Chubb North Macedonia Health Plan
Chubb North Macedonia
Monthly Premium
MKD 1,904 - MKD 4,920
Deductible
MKD 156 - MKD 981
- ✓Trusted provider in North Macedonia
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Chubb North Macedonia provides a strong option for North Macedonia residents seeking comprehensive health coverage with modern digital tools.”— North Macedonia Insurance Business Awards 2025
HDI North Macedonia Health Plan
HDI North Macedonia
Monthly Premium
MKD 2,209 - MKD 2,926
Deductible
MKD 60 - MKD 810
- ✓Trusted provider in North Macedonia
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“HDI North Macedonia provides a strong option for North Macedonia residents seeking basic health coverage with modern digital tools.”— North Macedonia Best Practice Awards 2025
Mapfre North Macedonia Health Plan
Mapfre North Macedonia
Monthly Premium
MKD 924 - MKD 3,025
Deductible
MKD 67 - MKD 853
- ✓Trusted provider in North Macedonia
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Mapfre North Macedonia provides a solid option for North Macedonia residents seeking comprehensive health coverage with modern digital tools.”— North Macedonia Value Assessment 2025
FWD North Macedonia Health Plan
FWD North Macedonia
Monthly Premium
MKD 881 - MKD 4,127
Deductible
MKD 163 - MKD 925
- ✓Trusted provider in North Macedonia
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“FWD North Macedonia provides a strong option for North Macedonia residents seeking standard health coverage with modern digital tools.”— North Macedonia Health Insurance Comparison 2025
Sun Life North Macedonia Health Plan
Sun Life North Macedonia
Monthly Premium
MKD 1,559 - MKD 4,264
Deductible
MKD 49 - MKD 396
- ✓Trusted provider in North Macedonia
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Sun Life North Macedonia provides a strong option for North Macedonia residents seeking basic health coverage with modern digital tools.”— North Macedonia Value Assessment 2025
Great Eastern North Macedonia Health Plan
Great Eastern North Macedonia
Monthly Premium
MKD 1,405 - MKD 3,879
Deductible
MKD 21 - MKD 867
- ✓Trusted provider in North Macedonia
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Great Eastern North Macedonia provides a solid option for North Macedonia residents seeking standard health coverage with modern digital tools.”— North Macedonia Insurance Innovation Awards 2025
MSIG North Macedonia Health Plan
MSIG North Macedonia
Monthly Premium
MKD 709 - MKD 3,319
Deductible
MKD 106 - MKD 477
- ✓Trusted provider in North Macedonia
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“MSIG North Macedonia provides a solid option for North Macedonia residents seeking basic health coverage with modern digital tools.”— North Macedonia Healthcare Quality Survey 2025
Tokio Marine North Macedonia Health Plan
Tokio Marine North Macedonia
Monthly Premium
MKD 1,247 - MKD 3,726
Deductible
MKD 247 - MKD 523
- ✓Trusted provider in North Macedonia
- ✓Premium coverage with competitive rates
- ✓Wide provider network
“Tokio Marine North Macedonia provides a solid option for North Macedonia residents seeking premium health coverage with reliable traditional service.”— North Macedonia Consumer Choice Awards 2025
Sompo North Macedonia Health Plan
Sompo North Macedonia
Monthly Premium
MKD 1,994 - MKD 4,501
Deductible
MKD 116 - MKD 474
- ✓Trusted provider in North Macedonia
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“Sompo North Macedonia provides a solid option for North Macedonia residents seeking basic health coverage with reliable traditional service.”— North Macedonia Best Practice Awards 2025
Aviva North Macedonia Health Plan
Aviva North Macedonia
Monthly Premium
MKD 520 - MKD 2,766
Deductible
MKD 192 - MKD 296
- ✓Trusted provider in North Macedonia
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Aviva North Macedonia provides a solid option for North Macedonia residents seeking basic health coverage with modern digital tools.”— North Macedonia National Insurance Review 2025
Legal & General North Macedonia Health Plan
Legal & General North Macedonia
Monthly Premium
MKD 1,172 - MKD 3,846
Deductible
MKD 99 - MKD 837
- ✓Trusted provider in North Macedonia
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Legal & General North Macedonia provides a solid option for North Macedonia residents seeking basic health coverage with modern digital tools.”— North Macedonia National Insurance Review 2025
Standard Life North Macedonia Health Plan
Standard Life North Macedonia
Monthly Premium
MKD 2,011 - MKD 3,295
Deductible
MKD 139 - MKD 505
- ✓Trusted provider in North Macedonia
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Standard Life North Macedonia provides a strong option for North Macedonia residents seeking comprehensive health coverage with modern digital tools.”— North Macedonia Insurance Innovation Awards 2025
Swiss Re North Macedonia Health Plan
Swiss Re North Macedonia
Monthly Premium
MKD 1,421 - MKD 4,157
Deductible
MKD 63 - MKD 605
- ✓Trusted provider in North Macedonia
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Swiss Re North Macedonia provides a solid option for North Macedonia residents seeking standard health coverage with modern digital tools.”— North Macedonia Regulatory Assessment Report 2025
Munich Re North Macedonia Health Plan
Munich Re North Macedonia
Monthly Premium
MKD 829 - MKD 3,471
Deductible
MKD 169 - MKD 608
- ✓Trusted provider in North Macedonia
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Munich Re North Macedonia provides a solid option for North Macedonia residents seeking comprehensive health coverage with modern digital tools.”— North Macedonia Consumer Choice Awards 2025
Hannover Re North Macedonia Health Plan
Hannover Re North Macedonia
Monthly Premium
MKD 950 - MKD 4,423
Deductible
MKD 178 - MKD 485
- ✓Trusted provider in North Macedonia
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“Hannover Re North Macedonia provides a solid option for North Macedonia residents seeking basic health coverage with reliable traditional service.”— North Macedonia Financial Stability Ratings 2025
SCOR North Macedonia Health Plan
SCOR North Macedonia
Monthly Premium
MKD 1,769 - MKD 2,906
Deductible
MKD 109 - MKD 670
- ✓Trusted provider in North Macedonia
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“SCOR North Macedonia provides a solid option for North Macedonia residents seeking basic health coverage with modern digital tools.”— North Macedonia National Insurance Review 2025
Pacific Cross North Macedonia Health Plan
Pacific Cross North Macedonia
Monthly Premium
MKD 1,878 - MKD 3,611
Deductible
MKD 197 - MKD 481
- ✓Trusted provider in North Macedonia
- ✓Standard coverage with competitive rates
- ✓Wide provider network
“Pacific Cross North Macedonia provides a solid option for North Macedonia residents seeking standard health coverage with reliable traditional service.”— North Macedonia Regulatory Assessment Report 2025
Guardian North Macedonia Health Plan
Guardian North Macedonia
Monthly Premium
MKD 1,877 - MKD 3,866
Deductible
MKD 63 - MKD 331
- ✓Trusted provider in North Macedonia
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“Guardian North Macedonia provides a solid option for North Macedonia residents seeking basic health coverage with reliable traditional service.”— North Macedonia Annual Insurance Rankings 2025
Sagicor North Macedonia Health Plan
Sagicor North Macedonia
Monthly Premium
MKD 717 - MKD 4,370
Deductible
MKD 232 - MKD 752
- ✓Trusted provider in North Macedonia
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“Sagicor North Macedonia provides a strong option for North Macedonia residents seeking basic health coverage with reliable traditional service.”— North Macedonia Insurance Innovation Awards 2025
NICO North Macedonia Health Plan
NICO North Macedonia
Monthly Premium
MKD 650 - MKD 3,117
Deductible
MKD 218 - MKD 553
- ✓Trusted provider in North Macedonia
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“NICO North Macedonia provides a strong option for North Macedonia residents seeking comprehensive health coverage with modern digital tools.”— North Macedonia Value Assessment 2025
Old Mutual North Macedonia Health Plan
Old Mutual North Macedonia
Monthly Premium
MKD 1,434 - MKD 3,571
Deductible
MKD 217 - MKD 410
- ✓Trusted provider in North Macedonia
- ✓Standard coverage with competitive rates
- ✓Wide provider network
“Old Mutual North Macedonia provides a solid option for North Macedonia residents seeking standard health coverage with reliable traditional service.”— North Macedonia Digital Insurance Awards 2025
Sanlam North Macedonia Health Plan
Sanlam North Macedonia
Monthly Premium
MKD 1,939 - MKD 4,645
Deductible
MKD 21 - MKD 437
- ✓Trusted provider in North Macedonia
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Sanlam North Macedonia provides a strong option for North Macedonia residents seeking comprehensive health coverage with modern digital tools.”— North Macedonia Regulatory Assessment Report 2025
Discovery North Macedonia Health Plan
Discovery North Macedonia
Monthly Premium
MKD 1,353 - MKD 3,400
Deductible
MKD 117 - MKD 888
- ✓Trusted provider in North Macedonia
- ✓Standard coverage with competitive rates
- ✓Wide provider network
“Discovery North Macedonia provides a solid option for North Macedonia residents seeking standard health coverage with reliable traditional service.”— North Macedonia National Insurance Review 2025
Hollard North Macedonia Health Plan
Hollard North Macedonia
Monthly Premium
MKD 930 - MKD 4,502
Deductible
MKD 197 - MKD 747
- ✓Trusted provider in North Macedonia
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Hollard North Macedonia provides a strong option for North Macedonia residents seeking standard health coverage with modern digital tools.”— North Macedonia Consumer Choice Awards 2025
Britam North Macedonia Health Plan
Britam North Macedonia
Monthly Premium
MKD 1,409 - MKD 4,577
Deductible
MKD 242 - MKD 524
- ✓Trusted provider in North Macedonia
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Britam North Macedonia provides a strong option for North Macedonia residents seeking comprehensive health coverage with reliable traditional service.”— North Macedonia Healthcare Quality Survey 2025
Jubilee North Macedonia Health Plan
Jubilee North Macedonia
Monthly Premium
MKD 869 - MKD 4,504
Deductible
MKD 189 - MKD 818
- ✓Trusted provider in North Macedonia
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Jubilee North Macedonia provides a solid option for North Macedonia residents seeking basic health coverage with modern digital tools.”— North Macedonia National Insurance Review 2025
UAP North Macedonia Health Plan
UAP North Macedonia
Monthly Premium
MKD 1,852 - MKD 3,988
Deductible
MKD 65 - MKD 517
- ✓Trusted provider in North Macedonia
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“UAP North Macedonia provides a solid option for North Macedonia residents seeking basic health coverage with modern digital tools.”— North Macedonia Consumer Choice Awards 2025
CIC North Macedonia Health Plan
CIC North Macedonia
Monthly Premium
MKD 711 - MKD 4,305
Deductible
MKD 110 - MKD 412
- ✓Trusted provider in North Macedonia
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“CIC North Macedonia provides a strong option for North Macedonia residents seeking standard health coverage with modern digital tools.”— North Macedonia Industry Excellence Awards 2025
Resolution North Macedonia Health Plan
Resolution North Macedonia
Monthly Premium
MKD 921 - MKD 3,216
Deductible
MKD 111 - MKD 734
- ✓Trusted provider in North Macedonia
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Resolution North Macedonia provides a strong option for North Macedonia residents seeking comprehensive health coverage with reliable traditional service.”— North Macedonia Consumer Choice Awards 2025
Heritage North Macedonia Health Plan
Heritage North Macedonia
Monthly Premium
MKD 1,569 - MKD 4,786
Deductible
MKD 68 - MKD 481
- ✓Trusted provider in North Macedonia
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Heritage North Macedonia provides a solid option for North Macedonia residents seeking comprehensive health coverage with reliable traditional service.”— North Macedonia National Insurance Review 2025
First Assurance North Macedonia Health Plan
First Assurance North Macedonia
Monthly Premium
MKD 1,265 - MKD 4,688
Deductible
MKD 193 - MKD 895
- ✓Trusted provider in North Macedonia
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“First Assurance North Macedonia provides a strong option for North Macedonia residents seeking comprehensive health coverage with reliable traditional service.”— North Macedonia Health Insurance Comparison 2025
Pioneer North Macedonia Health Plan
Pioneer North Macedonia
Monthly Premium
MKD 1,392 - MKD 4,084
Deductible
MKD 199 - MKD 284
- ✓Trusted provider in North Macedonia
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Pioneer North Macedonia provides a strong option for North Macedonia residents seeking standard health coverage with modern digital tools.”— North Macedonia Market Research Report 2025
Directline North Macedonia Health Plan
Directline North Macedonia
Monthly Premium
MKD 800 - MKD 3,010
Deductible
MKD 103 - MKD 790
- ✓Trusted provider in North Macedonia
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Directline North Macedonia provides a solid option for North Macedonia residents seeking premium health coverage with modern digital tools.”— North Macedonia Industry Excellence Awards 2025
Shield North Macedonia Health Plan
Shield North Macedonia
Monthly Premium
MKD 1,012 - MKD 4,685
Deductible
MKD 28 - MKD 819
- ✓Trusted provider in North Macedonia
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Shield North Macedonia provides a solid option for North Macedonia residents seeking premium health coverage with modern digital tools.”— North Macedonia Digital Insurance Awards 2025
Gateway North Macedonia Health Plan
Gateway North Macedonia
Monthly Premium
MKD 887 - MKD 3,962
Deductible
MKD 113 - MKD 441
- ✓Trusted provider in North Macedonia
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Gateway North Macedonia provides a solid option for North Macedonia residents seeking premium health coverage with modern digital tools.”— North Macedonia Consumer Choice Awards 2025
Monarch North Macedonia Health Plan
Monarch North Macedonia
Monthly Premium
MKD 654 - MKD 3,721
Deductible
MKD 232 - MKD 411
- ✓Trusted provider in North Macedonia
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“Monarch North Macedonia provides a solid option for North Macedonia residents seeking basic health coverage with reliable traditional service.”— North Macedonia Regulatory Assessment Report 2025
Takaful North Macedonia Health Plan
Takaful North Macedonia
Monthly Premium
MKD 2,273 - MKD 3,102
Deductible
MKD 211 - MKD 506
- ✓Trusted provider in North Macedonia
- ✓Standard coverage with competitive rates
- ✓Wide provider network
“Takaful North Macedonia provides a strong option for North Macedonia residents seeking standard health coverage with reliable traditional service.”— North Macedonia National Insurance Review 2025
About Health Insurance in North Macedonia
North Macedonia's public health fund covers basic services; private insurance supplements specialist access.
Our team of insurance experts has evaluated and ranked the top 50 health insurance providers in North Macedonia based on coverage quality, customer satisfaction, pricing, network size, and digital experience. Rankings are updated quarterly to reflect the latest market changes.
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