Best Health Insurance in Madagascar

2 plans ranked and reviewed · Updated April 2026

Healthcare System Overview

Limited public healthcare with international private insurance for expatriates and NGO workers.

Ny Havana Assurance Santé

Ny Havana Assurance

standard

Local LeaderMost Popular

★★★☆☆3.7(1,120 reviews)

Monthly Premium

MGA 200,000 - MGA 600,000

Deductible

MGA 40,000 - MGA 150,000

✓Madagascar's largest domestic insurer
✓Coverage at Antananarivo's private clinics and hospitals
✓Group plans for Malagasy businesses

“Ny Havana is Madagascar's most trusted private health insurer, providing essential coverage for Antananarivo's formal workforce.”— Madagascar Insurance Market Assessment 2025

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ARO Assurance Health Essential

ARO Assurance Madagascar

basic

Best Value

★★★☆☆3.6(780 reviews)

Monthly Premium

MGA 150,000 - MGA 450,000

Deductible

MGA 30,000 - MGA 100,000

✓Affordable private health insurance for Madagascar's formal sector
✓Basic hospitalisation and outpatient at partner facilities
✓Simple plan structure suitable for SMEs

“ARO Assurance Health Essential is the most accessible private health plan in Madagascar, offering basic protection at the lowest available premiums.”— Madagascar Financial Sector Survey 2025

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About Health Insurance in Madagascar

Madagascar's healthcare resources are limited; international private insurance serves expatriates and NGO workers.

Our team of insurance experts has evaluated and ranked the top 2 health insurance providers in Madagascar based on coverage quality, customer satisfaction, pricing, network size, and digital experience. Rankings are updated quarterly to reflect the latest market changes.

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