Wiener Osiguranje Montenegro

by Wiener Osiguranje (VIG)

★★★☆☆3.8(980 reviews)

Wiener Osiguranje is Vienna Insurance Group's Montenegro operation, offering health insurance with VIG Group's international standards. In a market where public healthcare is severely constrained, Wiener provides access to Montenegro's limited private healthcare infrastructure with the backing of Central Europe's largest insurer.

Monthly Premium

€22 - €100

Deductible

€0

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✗Mental Health

✗Maternity

✗Prescription Drugs

✓Emergency Care

✓International Coverage

✗Telehealth

Pros

✓VIG Group international backing
✓Higher standards than domestic insurers
✓International claims capability

Cons

✗Montenegro private health market very small
✗Limited private hospital infrastructure

Editorial Review

“Wiener Osiguranje's VIG Group backing gives Montenegrin policyholders access to international claims infrastructure that Montenegro's domestically owned insurers cannot provide — for the large retiree and yacht-owner community along Montenegro's Adriatic coast, that international capability has genuine practical value.”

— WHO Montenegro Health Protection 2025; LiveAndInvestOverseas Montenegro

Key Highlights

✓Vienna Insurance Group's Montenegro presence
✓International insurance standards in a developing market
✓Private hospital access in Podgorica and Bar

Quick Summary

ProviderWiener Osiguranje (VIG)

CountryMontenegro

Rating3.8/5

Reviews980

Typestandard

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