Best Health Insurance in Monaco

2 plans ranked and reviewed · Updated April 2026

Healthcare System Overview

Compulsory social insurance (CSS) with private supplementary insurance available.

AXA Monaco Santé

AXA Monaco

comprehensive

Monaco Premium

★★★★☆4.5(432 reviews)

Monthly Premium

€120 - €450

Deductible

€150

✓CAM supplement
✓Côte d'Azur hospitals
✓VIP concierge service

“AXA Monaco sets the international standard for ultra-high-net-worth health insurance in one of the world's wealthiest jurisdictions.”— Monaco Economic Board Review 2025

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Cigna Global Monaco

Cigna

comprehensive

Global Expat Choice

★★★★☆4.4(321 reviews)

Monthly Premium

€110 - €420

Deductible

€200

✓Global Cigna network
✓Expat specialists
✓Worldwide coverage

“Cigna Global's no-network-restriction model suits Monaco's cosmopolitan residents who require seamless health access wherever business or lifestyle takes them.”— Private Wealth Monaco 2025

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About Health Insurance in Monaco

Monaco's healthcare is of high quality with compulsory social insurance and optional private plans for residents.

Our team of insurance experts has evaluated and ranked the top 2 health insurance providers in Monaco based on coverage quality, customer satisfaction, pricing, network size, and digital experience. Rankings are updated quarterly to reflect the latest market changes.

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