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Government-Backed

Libyan Insurance Company Health Plan

by Libyan Insurance Company

3.5(642 reviews)

Libyan Insurance Company is the main state-owned insurer in Libya, operating primarily in government-controlled areas. The Health Plan provides basic coverage at functional private and public hospitals in Tripoli and Benghazi.

Monthly Premium

LYD 60 - LYD 180

Deductible

LYD 10 - LYD 50

Coverage Type

basic
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Coverage Details

Hospitalization
Outpatient Care
Dental
Vision
Mental Health
Maternity
Prescription Drugs
Emergency Care
International Coverage
Telehealth

Pros

  • Government-backed operations despite instability
  • Affordable premiums
  • Accepted at major urban hospitals

Cons

  • Operations severely impacted by conflict
  • Coverage highly limited by security situation
  • No digital infrastructure

Editorial Review

Libyan Insurance Company operates the only viable formal health insurance in Libya, providing limited but functioning coverage in the country's challenging environment.

MENA Frontier Markets Insurance Report 2025

Key Highlights

  • State-owned insurer operating in accessible Libyan cities
  • Covers treatment at Tripoli and Benghazi private hospitals
  • Low-cost plan for formal sector employees