Libya Insurance Company Health Plan

by Libyan Insurance Company

★★★☆☆3.5(820 reviews)

Libyan Insurance Company is Libya's main state-owned insurer, operating primarily in government-controlled areas of Tripoli and Benghazi. The Health Plan provides basic coverage at functional private and public hospitals in Libya's main urban centres. Despite the country's challenging environment, the company continues to provide the only formally recognised health insurance for Libya's formal sector employees.

Monthly Premium

LYD 60 – LYD 180

Deductible

LYD 10 – LYD 50

Coverage Type

basic

Get a Free Quote →

No obligation. Compare personalized rates.

Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✗Mental Health

✗Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✗Telehealth

Pros

✓Government-backed operations in accessible Libyan cities
✓Affordable premiums for formal sector employees
✓Accepted at major Tripoli and Benghazi urban hospitals

Cons

✗Coverage and operations severely limited by ongoing political instability
✗No telehealth or digital infrastructure
✗Claims settlement depends heavily on the local security situation

Editorial Review

“Operating through Libya's decade of instability, Libya Insurance Company remains the only viable formal health insurance option in the country — a testament to its state mandate even as the operating environment presents extreme challenges.”

— MENA Frontier Markets Insurance Report 2025

Key Highlights

✓Libya Insurance Company is the main state-owned insurer operating in government-controlled areas
✓Coverage at Tripoli and Benghazi's functional private and public hospitals
✓Low-cost plan for Libya's formal sector employees in accessible urban areas

Quick Summary

ProviderLibyan Insurance Company

CountryLibya

Rating3.5/5

Reviews820

Typebasic

Other Plans in Libya

Ready to get covered?

Get a personalized quote from Libyan Insurance Company today.

Get Free Quote →