privateFinancial Strength: AA- (AXA Group — S&P)

AXA Luxembourg

AXA Assurances Luxembourg S.A.

84Score

★★★☆☆3.9

Customer satisfaction · 0 members

AXA Group: 170+ Years in Luxembourg (S&P: AA-)(2025)

AXA Luxembourg is one of Luxembourg's oldest insurers (since 1853), part of AXA Group, one of the world's largest insurers (S&P: AA-). It acquired Interlux Assurance Maladie in 2012, adding specialized health insurance expertise. It offers a full range of complementary health insurance with 170+ years of local market knowledge.

Overall Score

84/100

Founded

1853

Headquarters

Luxembourg City

Type

private

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Key Metrics

Parent Company

AXA Group

Local Presence

170+ years (since 1853)

Health Specialist

Acquired Interlux Assurance Maladie (2012)

Financial Rating

S&P: AA-

Editorial Ratings

AXA Group: 170+ Years in Luxembourg (S&P: AA-)(2025)

Rating: One of Luxembourg's oldest insurers (since 1853); AXA Group-backed (max: Market leader)

84CAA

Coverage Highlights

✓One of Luxembourg's oldest insurers (since 1853)
✓Part of AXA Group (S&P: AA-)
✓Health specialist through Interlux Assurance Maladie acquisition
✓Full range of complementary health insurance
✓English website available

Pros

✓World-class parent company (AXA Group, S&P: AA-)
✓170+ years of presence in Luxembourg
✓Health specialist through Interlux acquisition
✓English website available

Cons

✗Only supplementary coverage (requires CNS)
✗Premium pricing
✗Large corporate feel vs. local specialists

Frequently Asked Questions

Is AXA Luxembourg the same as AXA in other countries?

AXA Luxembourg is a local subsidiary of AXA Group with 170+ years of Luxembourg-specific expertise. It acquired the health specialist Interlux Assurance Maladie in 2012, combining global strength with local knowledge.

What is AXA's financial strength?

AXA Group is rated AA- by S&P, making AXA Luxembourg one of the most financially secure insurance options in the country.

Quick Summary

InsurerAXA Luxembourg

Country🇱🇺 Luxembourg

Overall Score84/100

Satisfaction3.9/5

Members0

Typeprivate

Founded1853

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Caisse Nationale de Sante (CNS)

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