Ceylinco Life HealthFirst Gold

by Ceylinco Life Insurance

★★★★☆4(6,890 reviews)

Ceylinco Life HealthFirst Gold is Sri Lanka's most widely distributed private health plan, leveraging the country's largest insurance agent network to deliver accessible family health coverage across all regions of Sri Lanka.

Monthly Premium

LKR 2,500 – LKR 10,000

Deductible

LKR 5,000

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✗Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✗Telehealth

Pros

✓Largest agent network in Sri Lanka ensures accessible plan management support
✓Competitive pricing for the Sri Lankan market
✓Long-established local brand trusted across rural and urban Sri Lanka

Cons

✗Digital services limited compared to AIA's app ecosystem
✗International coverage not available
✗Claims process primarily agent-assisted rather than self-service digital

Editorial Review

“Ceylinco Life HealthFirst Gold reaches Sri Lankan communities that larger international brands cannot, with an island-wide agent network and competitive family plan pricing that has made it a household name.”

— Daily Mirror Sri Lanka, 2024

Key Highlights

✓Sri Lanka's most widely distributed health plan with an island-wide agent network
✓Family plans covering household members with shared annual limit
✓Annual benefit limit up to LKR 2,500,000