DB Insurance My Health Plus

by DB Insurance

★★★★☆4.3(14,750 reviews)

DB Insurance My Health Plus is a flexible supplemental health insurance product from one of Korea's top five general insurers, known for its modular rider system and competitive pricing for families and working professionals.

Monthly Premium

KRW 60,000 – KRW 220,000

Deductible

KRW 100,000

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✗Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✗Telehealth

Pros

✓Highly customizable plan structure through optional riders
✓Competitive pricing among major Korean insurers
✓Strong outpatient and specialist visit coverage

Cons

✗Base plan lacks dental and vision; must purchase as add-ons
✗Claims processing can take 5–7 business days for complex cases
✗International coverage only via expensive optional rider

Editorial Review

“DB Insurance's My Health Plus earns high marks for affordability and customization, making it the go-to pick for budget-conscious Korean families who want to go beyond NHI basics.”

— Money Today Insurance Rankings, 2024

Key Highlights

✓Flexible modular design allowing policyholders to add or remove coverage riders
✓No-claim bonus with up to 10% premium discount after two claim-free years
✓Covers NHI non-reimbursable procedures including MRI and CT scans