Pacific Cross Cambodia Essential

by Pacific Cross Health Insurance

★★★★☆4.3(920 reviews)

Pacific Cross Cambodia Essential is the go-to plan for Cambodia's expatriate community and health-conscious Cambodians who recognize the value of medical evacuation coverage and ASEAN-wide portability in a country with limited specialist medical facilities.

Monthly Premium

USD 60 – USD 220

Deductible

USD 200

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✗Mental Health

✗Maternity

✓Prescription Drugs

✓Emergency Care

✓International Coverage

✗Telehealth

Pros

✓Medical evacuation benefit is critical given Cambodia's limited specialist care
✓ASEAN-wide coverage useful for frequent travel to Thailand and Vietnam
✓Reliable claims handling by a specialized health insurer

Cons

✗Higher premiums than local alternatives for equivalent domestic coverage
✗Not as strong a domestic hospital network as Forte Insurance

Editorial Review

“Pacific Cross Cambodia Essential is essential reading for any expat health insurance buyer in Cambodia — its medical evacuation benefit alone justifies the premium in a country where critical care often means crossing into Thailand.”

— Phnom Penh Post Living Guide, 2024