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Best FinTech JP Insurer

SBI Life Insurance Japan Medical

by SBI Life

★★★★☆4(1,987 reviews)

SBI Life Insurance Japan offers supplementary medical insurance through the SBI Group's digital financial ecosystem at competitive online premiums.

Monthly Premium

¥2,000 - ¥10,500

Deductible

¥0

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✗Mental Health

✗Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✓Telehealth

Pros

✓SBI financial group backing
✓Competitive online premiums
✓Digital financial integration
✓Simple products

Cons

✗Newer insurer
✗Less brand heritage
✗Limited comprehensive products

Editorial Review

“SBI Life's digital financial integration enables competitive supplementary medical premiums for Japan's digitally-engaged consumers.”

— SBI Holdings Japan Insurance Report 2025

Key Highlights

✓SBI Group digital insurance
✓Competitive digital premiums
✓Financial group integration

Quick Summary

ProviderSBI Life

CountryJapan

Rating4/5

Reviews1,987

Typestandard

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