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Best E-Commerce Integration JP

楽天生命 (Rakuten Life Medical)

by Rakuten Life

★★★★☆4.2(3,456 reviews)

Rakuten Life Insurance offers supplementary medical insurance integrated with the Rakuten ecosystem, earning points on premium payments.

Monthly Premium

¥1,900 - ¥10,000

Deductible

¥0

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✗Mental Health

✗Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✓Telehealth

Pros

✓Rakuten points on premiums
✓Simple digital enrollment
✓Competitive premiums
✓Rakuten brand trust

Cons

✗Benefit from Rakuten ecosystem only
✗Limited complex products
✗Standard coverage range

Editorial Review

“Rakuten Life's ecosystem integration creates unique value through point rewards, making supplementary medical insurance more rewarding for Rakuten members.”

— Rakuten Annual Report Insurance Division 2025

Key Highlights

✓Rakuten ecosystem integration
✓Point rewards on premiums
✓Simple digital enrollment

Quick Summary

ProviderRakuten Life

CountryJapan

Rating4.2/5

Reviews3,456

Typestandard

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