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Cooperative KyosaiAffordableCommunity

Zenkoku Kyosai Iryo Kyosai

by National Cooperative Society

★★★★☆4(21,345 reviews)

Zenkoku Kyosai provides cooperative mutual aid health coverage that complements NHI at extremely affordable rates through Japan's co-op network.

Monthly Premium

¥1,500 - ¥5,500

Deductible

¥0

Coverage Type

basic

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Coverage Details

✓Hospitalization

✗Outpatient Care

✗Dental

✗Vision

✗Mental Health

✓Maternity

✗Prescription Drugs

✓Emergency Care

✗International Coverage

✗Telehealth

Pros

✓Very affordable
✓Cooperative values
✓Community trust
✓Good basic benefits

Cons

✗Basic coverage only
✗Not insurance (kyosai)
✗Some regulatory differences

Editorial Review

“Japan's kyosai cooperative mutual aid fills the insurance gap for cost-sensitive households who need coverage beyond NHI without breaking the budget.”

— Toyo Keizai Insurance Report 2025

Key Highlights

✓Co-op mutual aid society
✓Very affordable
✓Community-based

Quick Summary

ProviderNational Cooperative Society

CountryJapan

Rating4/5

Reviews21,345

Typebasic

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