Realmente InSalute

by Reale Mutua

★★★★☆4.4(5,340 reviews)

Reale Mutua is one of Italy's oldest mutual insurers, headquartered in Turin. Its Realmente InSalute product topped the Forbes Advisor Italy 2024 ranking with a 4.4 score, recognised for breadth of coverage and claims handling quality.

Monthly Premium

€70 - €200

Deductible

€200 - €800

Coverage Type

comprehensive

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Coverage Details

✓Hospitalization

✓Outpatient Care

✓Dental

✓Vision

✓Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✓Telehealth

Pros

✓Highest Forbes score among Italian plans
✓Mutual model aligns insurer with policyholders
✓Comprehensive chronic-illness riders

Cons

✗Slightly higher premiums for senior tiers
✗Primarily focused on domestic Italian market

Editorial Review

“Reale Mutua's mutual ownership and Forbes-leading score signal a plan genuinely aligned with policyholder interests — a rarity in Italy's largely corporate-owned private health market.”

— Forbes Advisor Italy Private Health Insurance Ranking 2024