Best Health Insurance in Iceland

2 plans ranked and reviewed · Updated April 2026

Healthcare System Overview

Tax-funded universal healthcare (Sjúkratryggingar) with voluntary private insurance for dental and extras.

Sjóvá Heilsutrygging

Sjóvá

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Iceland's Leading Insurer

★★★★☆4.2(432 reviews)

Monthly Premium

ISK 8000 - ISK 25000

Deductible

ISK 15000

✓Iceland's largest insurer
✓Dental and physiotherapy
✓Fast reimbursements

“Sjóvá's market leadership and local expertise make it the most trusted supplemental health insurer for Icelandic residents.”— Morgunblaðið 2025

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Vörður Heilsutrygging

Vörður

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Competitive Pricing

★★★☆☆3.9(321 reviews)

Monthly Premium

ISK 7500 - ISK 22000

Deductible

ISK 20000

✓Competitive premiums
✓Physiotherapy focus
✓Digital claims

“Vörður carves out a strong niche in Iceland's small insurance market with straightforward, affordable supplemental coverage.”— Fréttablaðið 2025

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About Health Insurance in Iceland

Iceland provides excellent universal healthcare financed through taxation; private insurance covers dental and supplementary services.

Our team of insurance experts has evaluated and ranked the top 2 health insurance providers in Iceland based on coverage quality, customer satisfaction, pricing, network size, and digital experience. Rankings are updated quarterly to reflect the latest market changes.

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