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Al Wiaam Insurance Health Plan

by Al Wiaam Insurance Company

★★★☆☆3.5(612 reviews)

Al Wiaam Insurance Company is a private Iraqi insurer offering basic health plans for individuals and small businesses. It is one of the few private insurers expanding network coverage into Iraq's Kurdistan Region.

Monthly Premium

IQD 65,000 - IQD 180,000

Deductible

IQD 15,000 - IQD 60,000

Coverage Type

basic

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✗Mental Health

✗Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✗Telehealth

Pros

✓Very affordable premiums
✓Direct billing available at partner facilities
✓Growing network in Kurdistan Region

Cons

✗Limited outside major cities
✗No telehealth services
✗Dental and vision not covered

Editorial Review

“Al Wiaam is a promising private health insurer in Iraq offering accessible plans for urban residents as the market gradually develops.”

— Iraq Private Sector Insurance Update 2025

Key Highlights

✓Private Iraqi insurer with growing clinic network
✓Affordable plans for private sector employees
✓Direct billing at partner clinics in Baghdad and Erbil

Quick Summary

ProviderAl Wiaam Insurance Company

CountryIraq

Rating3.5/5

Reviews612

Typebasic

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