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Clalit Mushlam Premium

by Clalit Health Services

★★★★☆4.4(12,800 reviews)

Clalit Health Services is the largest HMO in Israel and among the largest in the world. The Mushlam Premium plan offers an extensive supplemental coverage layer providing access to private hospitalisation, advanced dental, and priority specialist appointments.

Monthly Premium

ILS 150 - ILS 450

Deductible

ILS 0 - ILS 300

Coverage Type

premium

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Coverage Details

✓Hospitalization

✓Outpatient Care

✓Dental

✓Vision

✓Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✓Telehealth

Pros

✓Israel's largest insured population
✓Comprehensive rehabilitation and physiotherapy
✓Wide dental network
✓Strong chronic disease management

Cons

✗Mushlam tier requires additional premium above Clalit base
✗Private hospital room upgrade costs extra
✗Wait times at busy clinics can still occur

Editorial Review

“Clalit Mushlam is the supplemental plan of choice for millions of Israelis, combining affordability with a vast clinical network.”

— Israeli Health System Performance Report 2025

Key Highlights

✓Largest HMO network in Israel with over 5,000 physicians
✓Affordable supplemental plan for Clalit members
✓Wide mental health and rehabilitation coverage

Quick Summary

ProviderClalit Health Services

CountryIsrael

Rating4.4/5

Reviews12,800

Typepremium

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