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Essential Cover

VHI Essential Care

by VHI Healthcare

★★★★☆4.2(2,876 reviews)

VHI Essential Care provides core hospital coverage with some day-to-day benefits at an accessible price point.

Monthly Premium

€65 - €195

Deductible

€200

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✓Mental Health

✗Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✓Telehealth

Pros

✓Good essential cover
✓Some day-to-day benefits
✓VHI network
✓Clear product terms

Cons

✗Not premium cover
✗Limited specialist access

Editorial Review

“VHI Essential Care delivers what its name promises — the essential components of health insurance at an accessible price.”

— Irish Health Insurance Authority 2025

Key Highlights

✓Essential hospital cover
✓Some day-to-day
✓Good value

Quick Summary

ProviderVHI Healthcare

CountryIreland

Rating4.2/5

Reviews2,876

Typestandard

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