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Simple Cover

Laya Simplicity

by Laya Healthcare

★★★★☆4.1(2,103 reviews)

Laya Simplicity is a no-frills health insurance plan designed for those who want basic hospital cover without complex benefit structures.

Monthly Premium

€50 - €145

Deductible

€350

Coverage Type

basic

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Coverage Details

✓Hospitalization

✗Outpatient Care

✗Dental

✗Vision

✗Mental Health

✗Maternity

✗Prescription Drugs

✓Emergency Care

✗International Coverage

✗Telehealth

Pros

✓Easy to understand
✓Very affordable
✓Hospital cover included
✓No surprise charges

Cons

✗Basic benefits only
✗No day-to-day cover

Editorial Review

“Simplicity lives up to its name — straightforward hospital cover at an accessible price.”

— Irish Examiner 2025

Key Highlights

✓Simple and clear
✓Core hospital cover
✓Low cost

Quick Summary

ProviderLaya Healthcare

CountryIreland

Rating4.1/5

Reviews2,103

Typebasic

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