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Lower Premium

Laya Flex 500

by Laya Healthcare

4(2,789 reviews)

Laya Flex 500 offers a cost-effective health insurance option with a higher excess in exchange for lower monthly premiums.

Monthly Premium

€65 - €195

Deductible

€500

Coverage Type

standard
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Coverage Details

Hospitalization
Outpatient Care
Dental
Vision
Mental Health
Maternity
Prescription Drugs
Emergency Care
International Coverage
Telehealth

Pros

  • Lower monthly premium
  • Still includes day-to-day
  • Laya hospital network
  • Flexible options

Cons

  • High €500 excess
  • Less suitable for frequent users

Editorial Review

Flex 500 is ideal for healthy individuals wanting hospital cover backup at minimal monthly cost.

Irish Times 2025

Key Highlights

  • Hospital cover
  • Day-to-day benefits
  • Lower monthly cost