Prudential PRUPrime HealthCare Plus

by Prudential Indonesia

★★★★☆4.5(16,890 reviews)

Prudential PRUPrime HealthCare Plus is Indonesia's top-selling private health insurance product, combining comprehensive medical coverage with critical illness benefits in a widely trusted brand backed by Prudential's 30-year Indonesian presence.

Monthly Premium

IDR 600,000 – IDR 3,000,000

Deductible

IDR 1,000,000

Coverage Type

comprehensive

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✗Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✓International Coverage

✓Telehealth

Pros

✓Indonesia's most trusted private health insurer with 30+ years of presence
✓Comprehensive critical illness and life coverage bundled with health benefits
✓Strong digital platform for claims, hospital searches, and teleconsultation
✓Wide hospital network covering Java, Bali, Sumatra, and Kalimantan

Cons

✗Premiums are unit-linked, so investment performance affects costs over time
✗Complex product structure may be difficult to understand without advisor help

Editorial Review

“PRUPrime HealthCare Plus from Prudential Indonesia continues to dominate the market through unmatched brand trust, an extensive cashless hospital network, and generous benefit limits suited to Indonesia's rapidly growing middle class.”

— Kontan Insurance Review Indonesia, 2024