Best Health Insurance in Iceland
4 insurers ranked and reviewed · Updated May 2026
Healthcare System Overview
Iceland operates a universal, tax-funded public healthcare system managed by Icelandic Health Insurance (Sjukratryggingar Islands). All legal residents are automatically covered after six months of continuous residence. The system uses co-payments with monthly and annual cost caps. Coverage includes GP visits, specialist care, hospital treatment, maternity, and subsidized prescriptions. There are no private hospitals in Iceland; private healthcare is limited to specialist clinics near Reykjavik. Private insurance is primarily used during the 6-month waiting period and for supplementary coverage.
About Health Insurance in Iceland
Iceland operates a universal, tax-funded public healthcare system managed by Icelandic Health Insurance (Sjukratryggingar Islands). All legal residents are automatically covered after six months of continuous residence. The system uses co-payments with monthly and annual cost caps. Coverage includes GP visits, specialist care, hospital treatment, maternity, and subsidized prescriptions. There are no private hospitals in Iceland; private healthcare is limited to specialist clinics near Reykjavik. Private insurance is primarily used during the 6-month waiting period and for supplementary coverage.
Our editorial team has evaluated and ranked the top 4 health insurers in Iceland based on editorial ratings from trusted sources, customer satisfaction, financial strength, and coverage quality. Rankings are updated regularly to reflect the latest market changes.
Affiliate Disclosure
Some links on this page are affiliate links. If you click through and purchase a plan, we may earn a commission at no extra cost to you. This helps us keep the site free and our reviews independent.