Allianz Dopunsko

by Allianz Croatia

★★★☆☆3.9(3,210 reviews)

Allianz Croatia offers dopunsko (supplemental) health insurance with clear age-tiered pricing: €8.63/month for ages 18–41, €15.93/month for ages 41–60, and €37.16/month for ages 61+. It supplements the Croatian HZZO public system, covering out-of-pocket co-payments for medical services.

Monthly Premium

€7 - €37

Deductible

€0

Coverage Type

basic

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✗Mental Health

✗Maternity

✗Prescription Drugs

✓Emergency Care

✗International Coverage

✗Telehealth

Pros

✓Allianz Group backing
✓Transparent age-tiered pricing
✓Competitive young adult pricing

Cons

✗Supplemental only — not full private insurance
✗Pricing rises significantly at 61+ (€37.16/month)

Editorial Review

“Allianz Croatia's transparent age-tiered dopunsko pricing makes it easy for Croatian residents to budget their supplemental health costs — a refreshing clarity in a market where many competitors obscure the true cost of coverage as policyholders age.”

— Allianz.hr Supplemental Health Insurance; ExpatInCroatia.com Dopunsko