Best Health Insurance in Ghana

2 plans ranked and reviewed · Updated April 2026

Healthcare System Overview

National Health Insurance Authority (NHIA) with supplementary private insurance sector.

Ghana NHIA Active Membership

National Health Insurance Authority Ghana

basic

Government-BackedMost Accessible

★★★☆☆3.6(8,920 reviews)

Monthly Premium

GHS 60 - GHS 180

Deductible

GHS 0 - GHS 50

✓Ghana's national health insurance with broad population coverage
✓Free at point of use for most services
✓Covers maternity care and essential medicines

“Ghana's NHIA is sub-Saharan Africa's most cited health insurance success story, achieving near-universal coverage of the population at very low cost.”— Africa Health Insurance Performance Index 2025

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Enterprise Insurance Health Plus

Enterprise Insurance Company Ghana

premium

Best Private OptionTop Rated

★★★★☆4.1(3,240 reviews)

Monthly Premium

GHS 250 - GHS 700

Deductible

GHS 50 - GHS 200

✓Ghana's largest private health insurer
✓Access to top Accra and Kumasi private hospitals
✓Comprehensive group and individual plans

“Enterprise Insurance Health Plus is the gold standard for private health coverage in Ghana, offering access to the country's best private medical facilities.”— Ghana Financial Services Insurance Ranking 2025

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About Health Insurance in Ghana

Ghana's NHIA is one of Africa's most comprehensive; private insurance supplements for additional services.

Our team of insurance experts has evaluated and ranked the top 2 health insurance providers in Ghana based on coverage quality, customer satisfaction, pricing, network size, and digital experience. Rankings are updated quarterly to reflect the latest market changes.

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