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Best Health Insurance in Grenada

2 plans ranked and reviewed ยท Updated April 2026

Healthcare System Overview

Free public health services with private insurance for private clinic and specialist access.

#1

Sagicor Grenada HealthCare Plan

Sagicor Life Grenada

standard
Market LeaderCaribbean Brand
โ˜…โ˜…โ˜…โ˜…โ˜†4(1,000 reviews)

Monthly Premium

XCD 230 โ€“ 640

Deductible

XCD 280

  • โœ“Grenada's leading private health insurer
  • โœ“Access to St. George's University Hospital and private clinics
  • โœ“Dental benefit included in plan
โ€œSagicor Grenada HealthCare Plan benefits uniquely from proximity to St. George's University Hospital, a regional medical excellence hub.โ€โ€” Eastern Caribbean Central Bank Insurance Survey 2024
#2

Guardian Life Grenada Health

Guardian Life of the Caribbean (Grenada)

basic
Caribbean BrandRegional Network
โ˜…โ˜…โ˜…โ˜†โ˜†3.8(700 reviews)

Monthly Premium

XCD 190 โ€“ 540

Deductible

XCD 230

  • โœ“Guardian Caribbean group backing in Grenada
  • โœ“Hospitalization and emergency coverage
  • โœ“Regional evacuation to Barbados or Trinidad
โ€œGuardian Life Grenada offers reliable basic coverage backed by the region's most established insurance group.โ€โ€” Grenada Informer Business 2024

About Health Insurance in Grenada

Grenada's public health services are free; private insurance supplements for private clinic access.

Our team of insurance experts has evaluated and ranked the top 2 health insurance providers in Grenada based on coverage quality, customer satisfaction, pricing, network size, and digital experience. Rankings are updated quarterly to reflect the latest market changes.

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