Cegema Santé Entreprise

by Cegema

★★★☆☆3.9(7,654 reviews)

Cegema offers ANI-compliant collective health coverage for French employers at budget-friendly prices, satisfying the mandatory employer health insurance obligation.

Monthly Premium

€32 - €88

Deductible

€0

Coverage Type

basic

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Coverage Details

✓Hospitalization

✓Outpatient Care

✓Dental

✓Vision

✗Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✗Telehealth

Pros

✓ANI law compliance
✓Budget-friendly
✓Portable on departure
✓Simple administration

Cons

✗Basic coverage
✗Limited added benefits
✗Minimum coverage focus

Editorial Review

“Cegema delivers ANI compliance at the lowest possible cost — ideal for French employers seeking legal compliance without heavy benefits expenditure.”

— Capital Magazine Insurance Rankings 2025