Tower Fiji Health Essential

by Tower Insurance Fiji

★★★☆☆3.9(1,820 reviews)

Tower Insurance operates in Fiji as part of its Pacific region insurance business. The Health Essential plan provides affordable standard health coverage for Fijian residents seeking private hospital and outpatient care at competitive premiums.

Monthly Premium

FJD 80 - FJD 240

Deductible

FJD 30 - FJD 150

Coverage Type

standard

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✗Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✗International Coverage

✗Telehealth

Pros

✓Competitive premiums for solid basic coverage
✓NZ-backed financial stability
✓Simple plan structure easy to understand

Cons

✗International evacuation not standard
✗Dental and optical excluded
✗Telehealth not offered

Editorial Review

“Tower Fiji Health Essential is the most accessible private health plan in Fiji for families and employees who need reliable basic-to-standard coverage at affordable rates.”

— Fiji Pacific Insurance Consumer Survey 2025