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Best Health Insurance in Egypt

6 insurers ranked and reviewed ยท Updated May 2026

Sources:Atlas MagazineAM Best

Healthcare System Overview

Egypt's health insurance system combines public social health insurance (SHI) with private supplementary coverage. The government launched a Universal Health Insurance (UHI) system under Law No. 2 of 2018, rolling out in phases starting with Port Said governorate. Private insurance is widely used by corporations, multinationals, and middle/upper-class individuals to access private hospitals and avoid crowded public facilities.

#1

Misr Insurance Company

ุดุฑูƒุฉ ู…ุตุฑ ู„ู„ุชุฃู…ูŠู†

public5.0M members
90Score
Atlas Magazine: #1 Insurer in Egypt(2026)
โ˜…โ˜…โ˜…โ˜†โ˜†3.5satisfaction

Market Position

#1 in Egypt

Ownership

State-owned

Network Coverage

Widest domestic network

  • Widest domestic hospital and clinic network in Egypt
  • State-backed financial stability and guarantees
  • Full-line insurer covering health, life, property, and auto
  • Competitive pricing for group and corporate plans
#2

AXA Egypt

ุฃูƒุณุง ู…ุตุฑ

private1.0M members
85Score
Top Choice: Professional Class(2026)
โ˜…โ˜…โ˜…โ˜…โ˜†4.0satisfactionFinancial strength: AA- (S&P, AXA Group)

Provider Network

2,700+ healthcare providers

Parent Company

AXA Group (France)

Employees

700+ in Egypt

  • Medical network of 2,700+ healthcare providers across Egypt
  • Digital-first approach with online claims and telemedicine
  • Individual and corporate health plan options
  • Global insurer expertise applied locally
#3

MetLife Egypt

ู…ูŠุชู„ุงูŠู ู…ุตุฑ

private800K members
82Score
Leading Corporate Health Provider(2026)
โ˜…โ˜…โ˜…โ˜…โ˜†4.0satisfactionFinancial strength: AA- (S&P, MetLife Inc.)

Parent Company

MetLife Inc. (USA)

Flagship Plan

MediGold

Focus

Corporate group health

  • MediGold corporate group health plan โ€” market leader
  • Comprehensive coverage from routine visits to major surgeries
  • Strong life insurance + health bundling options
  • Trusted by major multinationals and local corporations
#4

Allianz Egypt

ุฃู„ูŠุงู†ุฒ ู…ุตุฑ

private400K members
80Score
Global Insurer: Expat-Friendly(2026)
โ˜…โ˜…โ˜…โ˜†โ˜†3.9satisfactionFinancial strength: AA (S&P, Allianz SE)

Parent Company

Allianz SE (Germany)

Expat Plans

Individual & group expat coverage

Global Network

Allianz worldwide network

  • Individual and group health plans for locals and expatriates
  • Comprehensive coverage with global reach via Allianz network
  • Specialized in general and life insurance plus financial investments
  • Part of Allianz's worldwide provider network
#5

Bupa Egypt

ุจูˆุจุง ู…ุตุฑ

private200K members
78Score
Health-Only Specialist(2026)
โ˜…โ˜…โ˜…โ˜…โ˜†4.2satisfaction

Parent Company

Bupa (UK)

Focus

Health-only specialist

Global Network

Access to Bupa's worldwide network

  • Pure health insurer โ€” health-only focus unlike multi-line competitors
  • Access to Bupa's global network for international treatment
  • Premium health plans for individuals and corporates
  • Global healthcare expertise with local understanding
#6

GIG Egypt

ู…ุฌู…ูˆุนุฉ ุงู„ุฎู„ูŠุฌ ู„ู„ุชุฃู…ูŠู† ู…ุตุฑ

private300K members
75Score
AM Best: A- (GIG Group)(2026)
โ˜…โ˜…โ˜…โ˜†โ˜†3.7satisfactionFinancial strength: A- (AM Best, GIG Group)

Issued Capital

EGP 1 billion

Paid Up Capital

EGP 650 million

Parent Group

Gulf Insurance Group (12 countries)

  • Part of GIG regional network spanning 12 countries
  • Both individual and corporate medical insurance plans
  • EGP 1 billion issued capital for financial security
  • Growing digital capabilities for claims and service

About Health Insurance in Egypt

Egypt's health insurance system combines public social health insurance (SHI) with private supplementary coverage. The government launched a Universal Health Insurance (UHI) system under Law No. 2 of 2018, rolling out in phases starting with Port Said governorate. Private insurance is widely used by corporations, multinationals, and middle/upper-class individuals to access private hospitals and avoid crowded public facilities.

Our editorial team has evaluated and ranked the top 6 health insurers in Egypt based on editorial ratings from trusted sources, customer satisfaction, financial strength, and coverage quality. Rankings are updated regularly to reflect the latest market changes.

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