Salva Tervisekindlustus

by Salva Kindlustuse AS

★★★☆☆3.9(1,870 reviews)

Salva Kindlustuse AS is an Estonian-owned insurer offering health insurance for residents and foreign nationals. Its health insurance for aliens is widely used for Estonian residence permit applications, providing the mandatory coverage required by Estonian immigration authorities.

Monthly Premium

€12 - €70

Deductible

€0 - €200

Coverage Type

basic

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✗Mental Health

✗Maternity

✗Prescription Drugs

✓Emergency Care

✗International Coverage

✗Telehealth

Pros

✓Locally owned — understanding of Estonian market
✓Foreigner-specific plans accepted by immigration
✓Competitive Baltic pricing

Cons

✗Smaller insurer than ERGO — less financial muscle
✗Limited international portability

Editorial Review

“Salva's residence-permit-ready alien health insurance has earned a reputation as Estonia's most straightforward immigration-compliant health product — for the thousands of non-EU nationals applying for Estonian e-residency or temporary residence, Salva offers a reliably accepted solution.”

— Salva.ee Health Insurance for Aliens; TLU.ee Healthcare Information