privateOnline Signup

Saludsa

Sistema de Medicina Pre-pagada del Ecuador S.A. (Saludsa)

82Score

★★★☆☆3.8

Customer satisfaction · 500K members

ExpatEcuador: Market Leader(2026)

Saludsa is Ecuador's largest prepaid medical insurance provider with a 30+ year track record. It typically covers 80% of doctor visits, 60% of medications, and 100% of hospitalization, with a wide provider network and visa-application approval.

Overall Score

82/100

Founded

1993

Headquarters

Quito

Type

private

Get a Free Quote→

No obligation. Compare personalized rates.

Key Metrics

Doctor Visit Coverage

80%

Medication Coverage

60%

Hospitalization Coverage

100%

Visa Approved

Yes

Editorial Ratings

ExpatEcuador: Market Leader(2026)

Rating: Market leader — largest prepaid medical insurer in Ecuador (max: #1)

82ExpatEcuador.com

Coverage Highlights

✓Ecuador's largest prepaid medical insurance provider
✓Covers 80% doctor visits, 60% medications, 100% hospitalization
✓Wide provider network across the country
✓30+ year track record since 1993
✓Approved for visa applications

Pros

✓Largest and most established provider in Ecuador
✓Comprehensive coverage splits (80/60/100)
✓Widely accepted by providers
✓Long track record of 30+ years

Cons

✗Coverage percentages mean significant out-of-pocket costs
✗Primarily Spanish-language interface
✗Medication coverage only 60%

Frequently Asked Questions

What does Saludsa cover?

Saludsa typically covers 80% of doctor visits, 60% of medications, and 100% of hospitalization costs, though specific percentages may vary by plan tier.

Is Saludsa accepted for Ecuador visa applications?

Yes. Saludsa is approved by the Ecuadorian government for visa applications, making it a popular choice for expats seeking residency.

How long has Saludsa been operating?

Saludsa has been operating since 1993, giving it a 30+ year track record as Ecuador's leading prepaid medical insurance provider.

Quick Summary

InsurerSaludsa

Country🇪🇨 Ecuador

Overall Score82/100

Satisfaction3.8/5

Members500K

Typeprivate

Founded1993

Other Insurers in Ecuador

Ecuasanitas

private

/ 100

BMI

private

/ 100

Bupa Ecuador

private

/ 100

Humana

private

/ 100

Confiamed

private

/ 100

Ready to get covered?

Get a personalized quote from Saludsa today.

Get Free Quote→