privateFinancial Strength: Grupo Universal ($692.3M revenue)Online Signup

ARS Universal

ARS Universal (Grupo Universal)

80Score

★★★☆☆3.8

Customer satisfaction · 400K members

ProCompetencia: #1 by Revenue(2025)

ARS Universal is part of Grupo Universal, the Dominican Republic's largest insurance conglomerate and the #1 insurer by revenue ($692.3M as of July 2025). It offers flexible and customizable health plans backed by the strongest financial position in the market.

Overall Score

80/100

Founded

1990

Headquarters

Santo Domingo

Type

private

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Key Metrics

Revenue Rank

#1 by revenue ($692.3M)

Parent Group

Grupo Universal

Plan Flexibility

Flexible and customizable

Diversification

Largest insurance conglomerate

Editorial Ratings

ProCompetencia: #1 by Revenue(2025)

Rating: #1 by revenue — $692.3M (July 2025) (max: #1 revenue)

80ProCompetencia

Coverage Highlights

✓#1 insurer by revenue in Dominican Republic ($692.3M)
✓Part of Grupo Universal — largest insurance conglomerate
✓Flexible and customizable health plans
✓Diversified insurance group (health, life, auto, etc.)
✓Strongest financial position in the market

Pros

✓Highest revenue insurer in the Dominican Republic
✓Diversified conglomerate backing
✓Flexible plan customization
✓Strong financial position

Cons

✗Fewer ARS affiliates than top 3 by count
✗Premium pricing
✗Primarily commercial/group focus
✗Spanish only

Frequently Asked Questions

Is ARS Universal the largest insurer in the DR?

ARS Universal is #1 by revenue ($692.3M as of July 2025) but has fewer affiliates than SENASA or ARS Humano. It leads in financial strength as part of Grupo Universal.

What is Grupo Universal?

Grupo Universal is the Dominican Republic's largest insurance conglomerate, offering health, life, auto, and other insurance products under one umbrella.

Can I customize my ARS Universal plan?

Yes. ARS Universal is known for flexible and customizable health plans, allowing members to tailor coverage to their specific needs.

Quick Summary

InsurerARS Universal

Country🇩🇴 Dominican Republic

Overall Score80/100

Satisfaction3.8/5

Members400K

Typeprivate

Founded1990

Other Insurers in Dominican Republic

ARS Humano

private

/ 100

SENASA

public

/ 100

Mapfre Salud ARS

private

/ 100

ARS Semma

public

/ 100

ARS Futuro

private

/ 100

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