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If Forsikring (If P&C Insurance)

If Skadeforsikring

78Score

★★★☆☆3.9

Customer satisfaction · 500K members

F&P: Pan-Nordic Insurer(2026)

If Forsikring is a pan-Nordic insurer with operations in Denmark, Sweden, Norway, and Finland. A subsidiary of Sampo Group, it specializes in employer health insurance with digital-first claims processing.

Overall Score

78/100

Founded

1999

Headquarters

Copenhagen

Type

private

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Key Metrics

Parent Company

Sampo Group (Finland)

Scope

Pan-Nordic (DK, SE, NO, FI)

Focus

Employer health insurance

Founded

1999 (Nordic roots to 1776)

Editorial Ratings

F&P: Pan-Nordic Insurer(2026)

Rating: Pan-Nordic Employer Health Specialist (max: #1)

78Forsikring

Coverage Highlights

✓Pan-Nordic insurer — strong across Scandinavia
✓Employee health insurance specialist
✓Digital-first claims process
✓Nordic roots dating to 1776

Pros

✓Nordic scale and expertise
✓Strong employer health plans
✓Good digital tools

Cons

✗Less local Danish focus
✗Limited individual health plans
✗Not primarily Danish-focused

Frequently Asked Questions

Is If Forsikring a Danish company?

If Forsikring is a pan-Nordic insurer headquartered in Stockholm, with strong operations in Denmark, Sweden, Norway, and Finland. It is owned by the Finnish Sampo Group.

Does If offer individual health insurance in Denmark?

If primarily focuses on employer-provided health insurance in Denmark. Individual health plans are more limited compared to competitors like Tryg and Topdanmark.

What are If's Nordic roots?

If was formed in 1999 from a merger of Skandia and Storebrand non-life operations, but its Nordic insurance roots trace back to 1776.

Quick Summary

InsurerIf Forsikring (If P&C Insurance)

Country🇩🇰 Denmark

Overall Score78/100

Satisfaction3.9/5

Members500K

Typeprivate

Founded1999

Other Insurers in Denmark

Sygeforsikringen "danmark"

public

/ 100

Tryg Forsikring

private

/ 100

Topdanmark Forsikring

private

/ 100

PFA Pension

private

/ 100

Alm. Brand Forsikring (incl. Codan)

private

/ 100

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