Home/Czech Republic/OZP (Oborova Zdravotni Pojistovna)

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OZP (Oborova Zdravotni Pojistovna)

Oborova Zdravotni Pojistovna Zamestnancu Bank, Pojistoven a Stavebnictvi

78Score

★★★☆☆3.9

Customer satisfaction · 700K members

Expats.cz: Modern Digital Platform(2026)

OZP was originally for banking, insurance, and construction sector workers but is now open to all. With approximately 700,000 members, it offers a modern digital platform and good wellness programs including increased heart attack prevention contributions.

Overall Score

78/100

Founded

1992

Headquarters

Prague

Type

statutory

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Key Metrics

Origin

Banking/insurance/construction sector fund

Members

~700,000

Digital Platform

Modern

Wellness Increase2025

Heart attack prevention +CZK 200

Editorial Ratings

Expats.cz: Modern Digital Platform(2026)

Rating: Modern Digital — Good Wellness Programs (max: #1)

78Expats.cz

Coverage Highlights

✓Modern digital platform
✓Good prevention program contributions
✓Heart attack prevention increased by CZK 200 in 2025
✓Competitive supplementary benefits

Pros

✓Good wellness programs
✓Modern digital tools
✓Competitive supplementary benefits

Cons

✗No English support
✗Fewer branches than VZP
✗Originally sector-specific

Frequently Asked Questions

Can anyone join OZP?

Yes. While OZP was originally created for banking, insurance, and construction sector workers, it is now open to all Czech citizens and residents.

Does OZP have good digital tools?

Yes. OZP is known for its modern digital platform, making it one of the more tech-forward Czech health insurance funds.

What wellness programs does OZP offer?

OZP offers various prevention programs including increased heart attack prevention contributions (up by CZK 200 in 2025) and other wellness incentives.

Quick Summary

InsurerOZP (Oborova Zdravotni Pojistovna)

Country🇨🇿 Czech Republic

Overall Score78/100

Satisfaction3.9/5

Members700K

Typestatutory

Founded1992

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