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UNIQA osiguranje

UNIQA osiguranje d.d.

55.6Score

★★★☆☆3.8

Customer satisfaction · 200K members

UNIQA Group: CEE Insurance Leader(2025)

UNIQA osiguranje is part of UNIQA Group Austria, a major CEE insurer. It covers all co-payment costs within the compulsory health system and distributes through partner banks like RBA, with strong expertise in supplementary health insurance.

Overall Score

55.6/100

Founded

1811

Headquarters

Zagreb

Type

private

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Key Metrics

Parent Company

UNIQA Group (Austria)

Health Products

Supplementary (dopunsko)

Distribution

Partner banks (e.g., RBA)

Cee Presence

Major CEE/SEE presence

Editorial Ratings

UNIQA Group: CEE Insurance Leader(2025)

Rating: Private insurer, part of UNIQA Group Austria (max: #1)

55.6HANFA

Coverage Highlights

✓Part of UNIQA Group Austria, major CEE insurer
✓Covers all co-payment costs within the compulsory health system
✓Distribution through partner banks (e.g., RBA)
✓Strong in supplementary health insurance
✓Regional CEE/SEE presence

Pros

✓Strong Austrian parent company (S&P: A-)
✓Comprehensive supplementary coverage
✓Good bank distribution channel
✓CEE regional expertise

Cons

✗Website primarily in Croatian
✗Smaller local market share
✗Less brand awareness than Croatia Osiguranje or Allianz

Frequently Asked Questions

What does UNIQA Croatia's supplementary insurance cover?

UNIQA Croatia's supplementary (dopunsko) insurance covers all co-payment costs within Croatia's compulsory health system, including specialist visits, hospital stays, and branded medications.

How can I purchase UNIQA Croatia health insurance?

UNIQA Croatia distributes through partner banks such as RBA, as well as directly through its offices and website.

Is UNIQA Croatia part of an international group?

Yes. UNIQA Croatia is part of UNIQA Group Austria, which has an S&P rating of A- and operates across the CEE/SEE region.

Quick Summary

InsurerUNIQA osiguranje

Country🇭🇷 Croatia

Overall Score55.6/100

Satisfaction3.8/5

Members200K

Typeprivate

Founded1811

Other Insurers in Croatia

Croatia Osiguranje

private

100

/ 100

Croatian Health Insurance Fund (HZZO)

statutory

/ 100

Allianz Zagreb

private

77.8

/ 100

Generali osiguranje

private

66.7

/ 100

GRAWE Hrvatska

private

44.4

/ 100

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