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#1 in CanadaBest Overall CAMost Trusted

Sun Life Assurance

by Sun Life

4.4(7,654 reviews)

Sun Life is Canada's largest health benefits provider, offering comprehensive supplementary coverage for dental, vision, and prescription drugs.

Monthly Premium

CAD 80 - CAD 350

Deductible

CAD 0 - CAD 500

Coverage Type

comprehensive
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Coverage Details

Hospitalization
Outpatient Care
Dental
Vision
Mental Health
Maternity
Prescription Drugs
Emergency Care
International Coverage
Telehealth

Pros

  • Most comprehensive benefits
  • Lumino Health digital platform
  • Wide provider network
  • Excellent group plans

Cons

  • Individual plans can be pricey
  • Wait periods for some benefits
  • Complex plan structures

Editorial Review

Sun Life continues to dominate Canadian health benefits with its comprehensive coverage and innovative Lumino Health platform.

Benefits Canada Awards 2025

Key Highlights

  • Canada's largest health insurer
  • Comprehensive supplementary coverage
  • Lumino Health platform