Prudential BSN Takaful MediSaver

by Prudential BSN Takaful

★★★★☆4.3(940 reviews)

Prudential BSN Takaful MediSaver brings Prudential's global insurance expertise to Brunei's Islamic takaful market, offering Shariah-compliant health coverage with the added benefit of international treatment access in neighboring Malaysia and Singapore.

Monthly Premium

BND 120 – BND 500

Deductible

BND 250

Coverage Type

comprehensive

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Coverage Details

✓Hospitalization

✓Outpatient Care

✗Dental

✗Vision

✗Mental Health

✓Maternity

✓Prescription Drugs

✓Emergency Care

✓International Coverage

✗Telehealth

Pros

✓International treatment coverage is vital given Brunei's limited specialist capacity
✓Prudential's global brand strength provides superior claims security
✓Higher annual benefit limit than competing Brunei plans

Cons

✗Higher monthly premiums than Takaful Brunei's competing products
✗Islamic takaful structure may be less familiar to non-Muslim residents

Editorial Review

“Prudential BSN Takaful MediSaver distinguishes itself in Brunei by combining Islamic finance compliance with genuine international treatment coverage, making it the best option for Bruneians who may need specialist care abroad.”

— The Scoop Brunei Business, 2024