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Best Health Insurance in Bulgaria
50 plans ranked and reviewed · Updated April 2026
Healthcare System Overview
Public health insurance (NHIF) with growing private insurance market addressing public system gaps.
#1
Bulgaria National Health Health Plan
Bulgaria National Health
Best MaternityBest for SeniorsMost Comprehensive
★★★★☆4.3(7,522 reviews)
Monthly Premium
BGN 91 - BGN 229
Deductible
BGN 12 - BGN 52
- ✓Trusted provider in Bulgaria
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Bulgaria National Health provides a strong option for Bulgaria residents seeking comprehensive health coverage with reliable traditional service.”— Bulgaria Financial Stability Ratings 2025
#2
Bulgaria General Insurance Health Plan
Bulgaria General Insurance
Best Rural CoverageBest for Families
★★★★☆4.3(1,094 reviews)
Monthly Premium
BGN 118 - BGN 175
Deductible
BGN 1 - BGN 37
- ✓Trusted provider in Bulgaria
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Bulgaria General Insurance provides a strong option for Bulgaria residents seeking comprehensive health coverage with modern digital tools.”— Bulgaria Consumer Choice Awards 2025
#3
AXA Bulgaria Health Plan
AXA Bulgaria
Most Affordable
★★★☆☆3.3(2,081 reviews)
Monthly Premium
BGN 138 - BGN 238
Deductible
BGN 14 - BGN 29
- ✓Trusted provider in Bulgaria
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“AXA Bulgaria provides a solid option for Bulgaria residents seeking comprehensive health coverage with modern digital tools.”— Bulgaria Insurance Innovation Awards 2025
Allianz Bulgaria Health Plan
Allianz Bulgaria
Community ChoiceBest for FamiliesBest App
★★★★☆4.7(1,380 reviews)
Monthly Premium
BGN 32 - BGN 182
Deductible
BGN 4 - BGN 36
- ✓Trusted provider in Bulgaria
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Allianz Bulgaria provides a strong option for Bulgaria residents seeking standard health coverage with modern digital tools.”— Bulgaria Regulatory Assessment Report 2025
Cigna Bulgaria Health Plan
Cigna Bulgaria
Best MaternityHeritage Brand
★★★★☆4.3(8,134 reviews)
Monthly Premium
BGN 123 - BGN 246
Deductible
BGN 8 - BGN 55
- ✓Trusted provider in Bulgaria
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Cigna Bulgaria provides a strong option for Bulgaria residents seeking comprehensive health coverage with modern digital tools.”— Bulgaria Insurance Business Awards 2025
Bupa Bulgaria Health Plan
Bupa Bulgaria
Best Customer Service
★★★★☆4.6(11,202 reviews)
Monthly Premium
BGN 37 - BGN 196
Deductible
BGN 12 - BGN 43
- ✓Trusted provider in Bulgaria
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Bupa Bulgaria provides a strong option for Bulgaria residents seeking basic health coverage with modern digital tools.”— Bulgaria National Insurance Review 2025
MetLife Bulgaria Health Plan
MetLife Bulgaria
Best Urban CoverageBest DentalBest Emergency
★★★★☆4.5(5,789 reviews)
Monthly Premium
BGN 61 - BGN 197
Deductible
BGN 13 - BGN 33
- ✓Trusted provider in Bulgaria
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“MetLife Bulgaria provides a strong option for Bulgaria residents seeking basic health coverage with modern digital tools.”— Bulgaria Financial Stability Ratings 2025
Zurich Bulgaria Health Plan
Zurich Bulgaria
Tech PioneerBest for Expats
★★★★☆4(15,584 reviews)
Monthly Premium
BGN 71 - BGN 252
Deductible
BGN 10 - BGN 26
- ✓Trusted provider in Bulgaria
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Zurich Bulgaria provides a strong option for Bulgaria residents seeking standard health coverage with modern digital tools.”— Bulgaria Customer Satisfaction Index 2025
Generali Bulgaria Health Plan
Generali Bulgaria
Community ChoiceBest Preventive
★★★★☆4.5(674 reviews)
Monthly Premium
BGN 115 - BGN 241
Deductible
BGN 11 - BGN 31
- ✓Trusted provider in Bulgaria
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Generali Bulgaria provides a strong option for Bulgaria residents seeking premium health coverage with modern digital tools.”— Bulgaria Annual Insurance Rankings 2025
AIG Bulgaria Health Plan
AIG Bulgaria
Sustainability AwardBest DentalBest Telehealth
★★★☆☆3.6(15,700 reviews)
Monthly Premium
BGN 137 - BGN 288
Deductible
BGN 6 - BGN 21
- ✓Trusted provider in Bulgaria
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“AIG Bulgaria provides a solid option for Bulgaria residents seeking standard health coverage with modern digital tools.”— Bulgaria Healthcare Quality Survey 2025
Prudential Bulgaria Health Plan
Prudential Bulgaria
Best Deductible Options
★★★☆☆3.7(4,685 reviews)
Monthly Premium
BGN 104 - BGN 237
Deductible
BGN 4 - BGN 17
- ✓Trusted provider in Bulgaria
- ✓Comprehensive coverage with competitive rates
- ✓Wide provider network
“Prudential Bulgaria provides a solid option for Bulgaria residents seeking comprehensive health coverage with reliable traditional service.”— Bulgaria Financial Stability Ratings 2025
Manulife Bulgaria Health Plan
Manulife Bulgaria
Best Cancer Coverage
★★★★☆4.2(8,570 reviews)
Monthly Premium
BGN 117 - BGN 198
Deductible
BGN 10 - BGN 31
- ✓Trusted provider in Bulgaria
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Manulife Bulgaria provides a strong option for Bulgaria residents seeking premium health coverage with modern digital tools.”— Bulgaria Insurance Business Awards 2025
Liberty Bulgaria Health Plan
Liberty Bulgaria
Best for Expats
★★★☆☆3.4(17,269 reviews)
Monthly Premium
BGN 121 - BGN 173
Deductible
BGN 11 - BGN 23
- ✓Trusted provider in Bulgaria
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Liberty Bulgaria provides a solid option for Bulgaria residents seeking comprehensive health coverage with modern digital tools.”— Bulgaria Annual Insurance Rankings 2025
Chubb Bulgaria Health Plan
Chubb Bulgaria
Most AffordableBest for FamiliesBest Vision
★★★★☆4.6(2,908 reviews)
Monthly Premium
BGN 72 - BGN 184
Deductible
BGN 5 - BGN 18
- ✓Trusted provider in Bulgaria
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Chubb Bulgaria provides a strong option for Bulgaria residents seeking premium health coverage with modern digital tools.”— Bulgaria Consumer Choice Awards 2025
HDI Bulgaria Health Plan
HDI Bulgaria
Rising StarBest DentalBest for Expats
★★★☆☆3.8(17,923 reviews)
Monthly Premium
BGN 114 - BGN 229
Deductible
BGN 0 - BGN 30
- ✓Trusted provider in Bulgaria
- ✓Standard coverage with competitive rates
- ✓Wide provider network
“HDI Bulgaria provides a solid option for Bulgaria residents seeking standard health coverage with reliable traditional service.”— Bulgaria Financial Stability Ratings 2025
Mapfre Bulgaria Health Plan
Mapfre Bulgaria
Best Urban CoverageBest for Young AdultsBest Claims Process
★★★★☆4.3(11,433 reviews)
Monthly Premium
BGN 75 - BGN 209
Deductible
BGN 4 - BGN 57
- ✓Trusted provider in Bulgaria
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Mapfre Bulgaria provides a strong option for Bulgaria residents seeking basic health coverage with modern digital tools.”— Bulgaria Value Assessment 2025
FWD Bulgaria Health Plan
FWD Bulgaria
Best Maternity
★★★★☆4.4(12,302 reviews)
Monthly Premium
BGN 41 - BGN 251
Deductible
BGN 1 - BGN 37
- ✓Trusted provider in Bulgaria
- ✓Premium coverage with competitive rates
- ✓Wide provider network
“FWD Bulgaria provides a strong option for Bulgaria residents seeking premium health coverage with reliable traditional service.”— Bulgaria Best Practice Awards 2025
Sun Life Bulgaria Health Plan
Sun Life Bulgaria
Green Insurer
★★★★☆4.7(745 reviews)
Monthly Premium
BGN 77 - BGN 250
Deductible
BGN 1 - BGN 53
- ✓Trusted provider in Bulgaria
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Sun Life Bulgaria provides a strong option for Bulgaria residents seeking basic health coverage with modern digital tools.”— Bulgaria Industry Excellence Awards 2025
Great Eastern Bulgaria Health Plan
Great Eastern Bulgaria
Most AffordableBest EmergencyBest Coverage Limits
★★★☆☆3.7(6,182 reviews)
Monthly Premium
BGN 121 - BGN 194
Deductible
BGN 10 - BGN 34
- ✓Trusted provider in Bulgaria
- ✓Premium coverage with competitive rates
- ✓Wide provider network
“Great Eastern Bulgaria provides a solid option for Bulgaria residents seeking premium health coverage with reliable traditional service.”— Bulgaria Consumer Choice Awards 2025
MSIG Bulgaria Health Plan
MSIG Bulgaria
Best for ExpatsBest Claims ProcessBest HSA Compatible
★★★★☆4(14,391 reviews)
Monthly Premium
BGN 30 - BGN 258
Deductible
BGN 13 - BGN 38
- ✓Trusted provider in Bulgaria
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“MSIG Bulgaria provides a strong option for Bulgaria residents seeking basic health coverage with modern digital tools.”— Bulgaria Customer Satisfaction Index 2025
Tokio Marine Bulgaria Health Plan
Tokio Marine Bulgaria
Best Network
★★★★☆4.7(3,583 reviews)
Monthly Premium
BGN 56 - BGN 187
Deductible
BGN 8 - BGN 57
- ✓Trusted provider in Bulgaria
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Tokio Marine Bulgaria provides a strong option for Bulgaria residents seeking basic health coverage with modern digital tools.”— Bulgaria Financial Stability Ratings 2025
Sompo Bulgaria Health Plan
Sompo Bulgaria
Best Wellness Program
★★★★☆4.1(14,749 reviews)
Monthly Premium
BGN 42 - BGN 243
Deductible
BGN 11 - BGN 18
- ✓Trusted provider in Bulgaria
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Sompo Bulgaria provides a strong option for Bulgaria residents seeking premium health coverage with modern digital tools.”— Bulgaria Customer Satisfaction Index 2025
Aviva Bulgaria Health Plan
Aviva Bulgaria
Best Travel Coverage
★★★★☆4.8(3,656 reviews)
Monthly Premium
BGN 83 - BGN 242
Deductible
BGN 3 - BGN 20
- ✓Trusted provider in Bulgaria
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Aviva Bulgaria provides a strong option for Bulgaria residents seeking basic health coverage with modern digital tools.”— Bulgaria Health Insurance Comparison 2025
Legal & General Bulgaria Health Plan
Legal & General Bulgaria
Social EnterpriseBest for Seniors
★★★★☆4.3(9,095 reviews)
Monthly Premium
BGN 65 - BGN 252
Deductible
BGN 11 - BGN 18
- ✓Trusted provider in Bulgaria
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Legal & General Bulgaria provides a strong option for Bulgaria residents seeking basic health coverage with modern digital tools.”— Bulgaria Best Practice Awards 2025
Standard Life Bulgaria Health Plan
Standard Life Bulgaria
Best for Families
★★★★☆4.2(10,562 reviews)
Monthly Premium
BGN 45 - BGN 201
Deductible
BGN 14 - BGN 20
- ✓Trusted provider in Bulgaria
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Standard Life Bulgaria provides a strong option for Bulgaria residents seeking basic health coverage with modern digital tools.”— Bulgaria Market Research Report 2025
Swiss Re Bulgaria Health Plan
Swiss Re Bulgaria
Best Wellness ProgramBest for Young Adults
★★★☆☆3.7(10,421 reviews)
Monthly Premium
BGN 134 - BGN 268
Deductible
BGN 2 - BGN 19
- ✓Trusted provider in Bulgaria
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Swiss Re Bulgaria provides a solid option for Bulgaria residents seeking premium health coverage with modern digital tools.”— Bulgaria Customer Satisfaction Index 2025
Munich Re Bulgaria Health Plan
Munich Re Bulgaria
Innovation AwardBest Urban Coverage
★★★★☆4.8(11,825 reviews)
Monthly Premium
BGN 127 - BGN 218
Deductible
BGN 4 - BGN 22
- ✓Trusted provider in Bulgaria
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Munich Re Bulgaria provides a strong option for Bulgaria residents seeking standard health coverage with modern digital tools.”— Bulgaria Insurance Business Awards 2025
Hannover Re Bulgaria Health Plan
Hannover Re Bulgaria
Best for Families
★★★★☆4.7(15,415 reviews)
Monthly Premium
BGN 106 - BGN 258
Deductible
BGN 15 - BGN 31
- ✓Trusted provider in Bulgaria
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Hannover Re Bulgaria provides a strong option for Bulgaria residents seeking comprehensive health coverage with modern digital tools.”— Bulgaria Consumer Choice Awards 2025
SCOR Bulgaria Health Plan
SCOR Bulgaria
Best for Young AdultsTech PioneerBest Vision
★★★★☆4.7(3,396 reviews)
Monthly Premium
BGN 43 - BGN 278
Deductible
BGN 4 - BGN 59
- ✓Trusted provider in Bulgaria
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“SCOR Bulgaria provides a strong option for Bulgaria residents seeking basic health coverage with reliable traditional service.”— Bulgaria Digital Insurance Awards 2025
Pacific Cross Bulgaria Health Plan
Pacific Cross Bulgaria
Best Surgical CoverageBest Deductible Options
★★★★☆4.1(15,997 reviews)
Monthly Premium
BGN 96 - BGN 216
Deductible
BGN 15 - BGN 47
- ✓Trusted provider in Bulgaria
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Pacific Cross Bulgaria provides a strong option for Bulgaria residents seeking basic health coverage with modern digital tools.”— Bulgaria Healthcare Quality Survey 2025
Guardian Bulgaria Health Plan
Guardian Bulgaria
Best Rural Coverage
★★★☆☆3.9(9,512 reviews)
Monthly Premium
BGN 56 - BGN 211
Deductible
BGN 7 - BGN 58
- ✓Trusted provider in Bulgaria
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Guardian Bulgaria provides a solid option for Bulgaria residents seeking basic health coverage with modern digital tools.”— Bulgaria Industry Excellence Awards 2025
Sagicor Bulgaria Health Plan
Sagicor Bulgaria
Best RehabilitationBest Claims Process
★★★☆☆3.7(11,043 reviews)
Monthly Premium
BGN 130 - BGN 297
Deductible
BGN 0 - BGN 38
- ✓Trusted provider in Bulgaria
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Sagicor Bulgaria provides a solid option for Bulgaria residents seeking premium health coverage with modern digital tools.”— Bulgaria Customer Satisfaction Index 2025
NICO Bulgaria Health Plan
NICO Bulgaria
Best PrescriptionBest Cancer Coverage
★★★★☆4.6(12,296 reviews)
Monthly Premium
BGN 90 - BGN 288
Deductible
BGN 7 - BGN 22
- ✓Trusted provider in Bulgaria
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“NICO Bulgaria provides a strong option for Bulgaria residents seeking premium health coverage with modern digital tools.”— Bulgaria Annual Insurance Rankings 2025
Old Mutual Bulgaria Health Plan
Old Mutual Bulgaria
Best Customer ServiceBest for FamiliesHeritage Brand
★★★☆☆3.9(3,171 reviews)
Monthly Premium
BGN 54 - BGN 279
Deductible
BGN 11 - BGN 17
- ✓Trusted provider in Bulgaria
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Old Mutual Bulgaria provides a solid option for Bulgaria residents seeking comprehensive health coverage with modern digital tools.”— Bulgaria National Insurance Review 2025
Sanlam Bulgaria Health Plan
Sanlam Bulgaria
Community Choice
★★★☆☆3.7(17,114 reviews)
Monthly Premium
BGN 36 - BGN 241
Deductible
BGN 4 - BGN 51
- ✓Trusted provider in Bulgaria
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Sanlam Bulgaria provides a solid option for Bulgaria residents seeking standard health coverage with modern digital tools.”— Bulgaria Consumer Choice Awards 2025
Discovery Bulgaria Health Plan
Discovery Bulgaria
Best VisionBest Cancer Coverage
★★★★☆4.1(6,506 reviews)
Monthly Premium
BGN 93 - BGN 239
Deductible
BGN 0 - BGN 59
- ✓Trusted provider in Bulgaria
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Discovery Bulgaria provides a strong option for Bulgaria residents seeking standard health coverage with modern digital tools.”— Bulgaria Value Assessment 2025
Hollard Bulgaria Health Plan
Hollard Bulgaria
Not-For-ProfitBest Surgical CoverageBest Rural Coverage
★★★★☆4.8(14,715 reviews)
Monthly Premium
BGN 83 - BGN 222
Deductible
BGN 13 - BGN 40
- ✓Trusted provider in Bulgaria
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Hollard Bulgaria provides a strong option for Bulgaria residents seeking standard health coverage with modern digital tools.”— Bulgaria Industry Excellence Awards 2025
Britam Bulgaria Health Plan
Britam Bulgaria
Best OutpatientFastest Growing
★★★☆☆3.8(1,538 reviews)
Monthly Premium
BGN 116 - BGN 297
Deductible
BGN 7 - BGN 49
- ✓Trusted provider in Bulgaria
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Britam Bulgaria provides a solid option for Bulgaria residents seeking comprehensive health coverage with modern digital tools.”— Bulgaria Digital Insurance Awards 2025
Jubilee Bulgaria Health Plan
Jubilee Bulgaria
Best Individual Plans
★★★★☆4(10,739 reviews)
Monthly Premium
BGN 107 - BGN 261
Deductible
BGN 3 - BGN 22
- ✓Trusted provider in Bulgaria
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Jubilee Bulgaria provides a strong option for Bulgaria residents seeking premium health coverage with modern digital tools.”— Bulgaria National Insurance Review 2025
UAP Bulgaria Health Plan
UAP Bulgaria
Best Network
★★★★☆4(16,307 reviews)
Monthly Premium
BGN 79 - BGN 221
Deductible
BGN 1 - BGN 27
- ✓Trusted provider in Bulgaria
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“UAP Bulgaria provides a strong option for Bulgaria residents seeking basic health coverage with reliable traditional service.”— Bulgaria National Insurance Review 2025
CIC Bulgaria Health Plan
CIC Bulgaria
Green InsurerBest for Self-EmployedBest for Families
★★★☆☆3.8(420 reviews)
Monthly Premium
BGN 82 - BGN 191
Deductible
BGN 3 - BGN 39
- ✓Trusted provider in Bulgaria
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“CIC Bulgaria provides a solid option for Bulgaria residents seeking basic health coverage with modern digital tools.”— Bulgaria Consumer Choice Awards 2025
Resolution Bulgaria Health Plan
Resolution Bulgaria
Best PreventiveBest Vision
★★★★☆4(15,254 reviews)
Monthly Premium
BGN 54 - BGN 198
Deductible
BGN 2 - BGN 34
- ✓Trusted provider in Bulgaria
- ✓Standard coverage with competitive rates
- ✓24/7 telehealth access included
“Resolution Bulgaria provides a strong option for Bulgaria residents seeking standard health coverage with modern digital tools.”— Bulgaria Financial Stability Ratings 2025
Heritage Bulgaria Health Plan
Heritage Bulgaria
Best Urban CoverageBest Maternity
★★★★☆4.4(13,641 reviews)
Monthly Premium
BGN 72 - BGN 273
Deductible
BGN 14 - BGN 42
- ✓Trusted provider in Bulgaria
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Heritage Bulgaria provides a strong option for Bulgaria residents seeking premium health coverage with modern digital tools.”— Bulgaria Insurance Innovation Awards 2025
First Assurance Bulgaria Health Plan
First Assurance Bulgaria
Best for ExpatsBest for Young AdultsBest Outpatient
★★★☆☆3.7(16,387 reviews)
Monthly Premium
BGN 73 - BGN 294
Deductible
BGN 12 - BGN 56
- ✓Trusted provider in Bulgaria
- ✓Standard coverage with competitive rates
- ✓Wide provider network
“First Assurance Bulgaria provides a solid option for Bulgaria residents seeking standard health coverage with reliable traditional service.”— Bulgaria Industry Excellence Awards 2025
Pioneer Bulgaria Health Plan
Pioneer Bulgaria
Best EmergencyBest Maternity
★★★★☆4.7(14,641 reviews)
Monthly Premium
BGN 86 - BGN 190
Deductible
BGN 10 - BGN 49
- ✓Trusted provider in Bulgaria
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“Pioneer Bulgaria provides a strong option for Bulgaria residents seeking basic health coverage with reliable traditional service.”— Bulgaria Best Practice Awards 2025
Directline Bulgaria Health Plan
Directline Bulgaria
Community ChoiceBest Vision
★★★☆☆3.6(916 reviews)
Monthly Premium
BGN 37 - BGN 279
Deductible
BGN 6 - BGN 36
- ✓Trusted provider in Bulgaria
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Directline Bulgaria provides a solid option for Bulgaria residents seeking comprehensive health coverage with modern digital tools.”— Bulgaria Industry Excellence Awards 2025
Shield Bulgaria Health Plan
Shield Bulgaria
Best Individual Plans
★★★★☆4.8(15,370 reviews)
Monthly Premium
BGN 55 - BGN 257
Deductible
BGN 14 - BGN 50
- ✓Trusted provider in Bulgaria
- ✓Basic coverage with competitive rates
- ✓24/7 telehealth access included
“Shield Bulgaria provides a strong option for Bulgaria residents seeking basic health coverage with modern digital tools.”— Bulgaria Regulatory Assessment Report 2025
Gateway Bulgaria Health Plan
Gateway Bulgaria
Best TelehealthBest Claims ProcessBest Customer Service
★★★★☆4.2(11,088 reviews)
Monthly Premium
BGN 107 - BGN 238
Deductible
BGN 7 - BGN 55
- ✓Trusted provider in Bulgaria
- ✓Basic coverage with competitive rates
- ✓Wide provider network
“Gateway Bulgaria provides a strong option for Bulgaria residents seeking basic health coverage with reliable traditional service.”— Bulgaria Financial Stability Ratings 2025
Monarch Bulgaria Health Plan
Monarch Bulgaria
Best for ExpatsBest Rehabilitation
★★★☆☆3.6(4,592 reviews)
Monthly Premium
BGN 99 - BGN 242
Deductible
BGN 6 - BGN 59
- ✓Trusted provider in Bulgaria
- ✓Premium coverage with competitive rates
- ✓24/7 telehealth access included
“Monarch Bulgaria provides a solid option for Bulgaria residents seeking premium health coverage with modern digital tools.”— Bulgaria Regulatory Assessment Report 2025
Takaful Bulgaria Health Plan
Takaful Bulgaria
Best for Families
★★★☆☆3.9(17,127 reviews)
Monthly Premium
BGN 33 - BGN 178
Deductible
BGN 9 - BGN 44
- ✓Trusted provider in Bulgaria
- ✓Comprehensive coverage with competitive rates
- ✓24/7 telehealth access included
“Takaful Bulgaria provides a solid option for Bulgaria residents seeking comprehensive health coverage with modern digital tools.”— Bulgaria Annual Insurance Rankings 2025
About Health Insurance in Bulgaria
Bulgaria's public health insurance (NHIF) is underfunded; private insurance is growing to compensate for limited public resources.
Our team of insurance experts has evaluated and ranked the top 50 health insurance providers in Bulgaria based on coverage quality, customer satisfaction, pricing, network size, and digital experience. Rankings are updated quarterly to reflect the latest market changes.
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