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Liberale Mutualiteiten / Mutualites Liberales

LM / ML

70Score

★★★☆☆3.8

Customer satisfaction · 600K members

Test-Achats: Personal Service Focus(2026)

The Liberal Mutual Health Insurance Funds serve approximately 600,000 members in Belgium. Part of the liberal political tradition, they offer more personalized service with a focus on self-employed workers and professionals.

Overall Score

70/100

Founded

1900

Headquarters

Brussels

Type

statutory

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Key Metrics

Membership Rank

Affiliation

Liberal political tradition

Focus

Self-employed and professionals

Editorial Ratings

Test-Achats: Personal Service Focus(2026)

Rating: Smaller Fund — Personal Service (max: #1)

70Test-Achats

Coverage Highlights

✓Personalized service for members
✓Focus on self-employed and professionals
✓Liberal tradition with individual-focused approach

Pros

✓Personal service
✓Focus on professionals and self-employed

Cons

✗Smallest major membership base
✗Fewer branches than larger funds

Frequently Asked Questions

Who are the Liberal Mutual Health Insurance Funds for?

While open to all Belgian residents, the Liberal Mutual funds have a traditional focus on self-employed workers and professionals, offering personalized service.

How large are the Liberal Mutual funds?

The Liberal Mutual funds serve approximately 600,000 members, making them one of the smaller major fund groupings in Belgium.

Do they offer English support?

No. The Liberal Mutual funds operate primarily in Dutch and French without English-language support.

Quick Summary

InsurerLiberale Mutualiteiten / Mutualites Liberales

Country🇧🇪 Belgium

Overall Score70/100

Satisfaction3.8/5

Members600K

Typestatutory

Founded1900

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