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Merkur Versicherung AG

83Score

★★★★☆4.0

Customer satisfaction · 400K members

krankenversichern.at: Health Insurance Specialist(2025)

Merkur Versicherung holds approximately 18% of Austria's private health insurance market and is the country's oldest insurer (founded 1798). It specializes primarily in health and life insurance, with a strong presence in Styria and southern Austria.

Overall Score

83/100

Founded

1798

Headquarters

Graz

Type

private

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Key Metrics

Private Market Share

~18%

Specialization

Health and life insurance specialist

Founded

1798 (oldest Austrian insurer origins)

Strong Region

Styria and southern Austria

Editorial Ratings

krankenversichern.at: Health Insurance Specialist(2025)

Rating: #3 — ~18% Market Share, Health Specialist (max: #1)

83krankenversichern.at

Coverage Highlights

✓Health insurance specialist with ~18% market share
✓Austria's oldest insurance heritage (1798)
✓Transparent and straightforward plan structures
✓Strong regional presence in Styria and southern Austria

Pros

✓Health insurance specialist — deep expertise
✓Oldest insurance heritage in Austria (1798)
✓Transparent plan structures
✓Strong regional presence

Cons

✗Smaller national footprint than UNIQA
✗No English support
✗Less diversified (concentrated in health)

Frequently Asked Questions

What is Merkur Versicherung specialized in?

Merkur Versicherung specializes primarily in health and life insurance, making it one of the few Austrian insurers focused predominantly on healthcare coverage.

How old is Merkur Versicherung?

Merkur traces its origins to 1798 as Kaufmannische Versicherungsverein in Graz, making it the oldest insurance heritage in Austria.

Is Merkur Versicherung available nationwide?

Yes, though Merkur has a particularly strong presence in Styria and southern Austria. It is available across the country.

Quick Summary

InsurerMerkur Versicherung AG

Country🇦🇹 Austria

Overall Score83/100

Satisfaction4.0/5

Members400K

Typeprivate

Founded1798

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/ 100

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/ 100

Generali Versicherung AG (Austria)

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Allianz Elementar Versicherung AG

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Donau Versicherung AG (Vienna Insurance Group)

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